Articles by Andrea Wells

Seizing Today’s Program Business Opportunities

Today’s program administrators continue to face plenty of challenges, including increased competition, high merger and acquisition activity, market pressures for more creative options, and other issues. Those challenges are leading to opportunities as the industry is forced to create and …

Today’s Insurance Agency E&O Costs, Coverage and Claims

Independent agency owners spend their entire careers worrying about the risks and exposures of others. Managing the risks of their own agencies can take a backseat to helping their clients. While agents appreciate the importance of errors and omissions (E&O) coverage …

What to Expect in EPLI Under President Trump

What to Expect in 2017 There is no shortage of liability issues hanging over employers these days as the Trump Administration assumes office. Some controversial rules could be rewritten while others could be rolled back or eliminated altogether. Employer issues …

The Cost of Workplace Incivility

Workplace incivility can create lasting damage — whether employees are intentionally ignored, undermined by colleagues or publicly belittled by an insensitive manager, according to a recent article from McKinsey Quarterly. Hurtful workplace behavior can drain performance, increase employee turnover and …

Why Young Insurance Agents Are So Optimistic

It’s no secret that the insurance industry is facing a huge talent gap. Almost half of all insurance professionals are over age 45, with 25 percent of the industry expected to retire by 2018. That’s a concerning trend for the …

Wanted: Young Insurance Recruiters

Insurance industry executives and groups working to attract millennials to the sector are now actively targeting their younger colleagues to help get the word out. On Dec. 2, the recruiting initiative held a webinar designed to appeal to younger property/casualty …

A Survivor’s Story: City of Hope and Marshall Cotta

More than 10,000 children in the United States under the age of 15 were diagnosed with cancer in 2016. And the rate of childhood cancer has been rising slightly for several decades, according to the American Cancer Society. It’s an …

Teens and Distracted Driving: Get the Message Campaigns

Driving my children to school each morning it’s hard not to notice the number of parents attached to their cell phone. While state law prohibits cell phone use in school zones and city law prohibits cell phone use entirely unless …

How Challenges Create Opportunity in Program Business

Today’s program administrators continue to face plenty of challenges, including increased competition, high merger and acquisition activity, market pressures for more creative options, and other issues. Those challenges are leading to opportunities as the industry is forced to create and …

How Smart Building is Changing Construction

With “smart” building becoming the gold standard in today’s commercial construction world, builders, building owners, workers and insurers are dealing with new technologies and risks. These smart technologies — from high tech gadgets aimed at increasing building efficiencies to wearable …