Insurance Journal » Denise Johnson http://www.insurancejournal.com Insurance Journal delivers the latest business news for the Property/Casualty insurance industry Tue, 21 May 2013 15:14:01 +0000 en-US hourly 1 http://wordpress.org/?v=3.5.1 Insurer Reports Sandy Flood Claims Resolving Quickly http://www.insurancejournal.com/news/east/2013/02/14/281302.htm Thu, 14 Feb 2013 17:59:04 +0000 Denise Johnson http://www.insurancejournal.com/?p=281302 A bulletin by the National Flood Insurance Program helped spur quicker processing of Sandy flood-related claims. Prior to the bulletin, claims were adjusted according to the policy and guidelines established by the Federal Emergency Management Agency (FEMA), according to Jeff …

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]]> Insurers Go Beyond Paying Claims for Sandy Victims http://www.insurancejournal.com/news/national/2012/11/21/271191.htm Wed, 21 Nov 2012 08:00:42 +0000 Denise Johnson http://www.insurancejournal.com/?p=271191 According to the U.S. Chamber of Commerce, Superstorm Sandy affected 16 states causing unprecedented damage to the East Coast. As a result of the storm, businesses including insurers have pledged more than $123 million to support recovery efforts, with two …

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]]> Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy http://www.insurancejournal.com/magazines/features/2012/11/19/270514.htm Mon, 19 Nov 2012 00:00:00 +0000 Denise Johnson http://www.insurancejournal.com/?p=270514 A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to the U.S. …

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]]> Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy http://www.insurancejournal.com/news/midwest/2012/11/02/268596.htm Fri, 02 Nov 2012 05:38:53 +0000 Denise Johnson http://www.insurancejournal.com/?p=268596 A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to a decision …

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]]> Reviewing Premises and Dram Shop Liability Triggers http://www.insurancejournal.com/magazines/features/2012/08/06/257827.htm Mon, 06 Aug 2012 04:00:46 +0000 Denise Johnson http://www.insurancejournal.com/?p=257827 Claims involving allegations of alcohol intoxication require careful analysis when determining what policy or policies may apply. Two common theories centered on alcohol-related allegations that come into play include premises liability and dram shop liability, according to John P. Cunningham …

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]]> Targets of Trademark Bullies and Patent Trolls Differ http://www.insurancejournal.com/magazines/features/2012/08/06/257791.htm Mon, 06 Aug 2012 04:00:09 +0000 Denise Johnson http://www.insurancejournal.com/?p=257791 Even though real world bullies make the news, it’s trademark bullies and patent trolls that worry businesses. Trademark bullies are typically large firms that seem to go out of their way to keep others from using brand names that the …

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]]> Targets of Trademark Bullies and Patent Trolls Differ http://www.insurancejournal.com/magazines/features/2012/07/23/256270.htm Mon, 23 Jul 2012 04:00:45 +0000 Denise Johnson http://www.insurancejournal.com/?p=256270 Even though real world bullies make the news, it’s trademark bullies and patent trolls that worry businesses. Trademark bullies are typically large firms that seem to go out of their way to keep others from using brand names that the …

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]]> Virginia Begins Enforcing Proper Usage of Certificate of Insurance http://www.insurancejournal.com/magazines/features/2012/07/23/256187.htm Mon, 23 Jul 2012 04:00:00 +0000 Denise Johnson http://www.insurancejournal.com/?p=256187 Widespread misunderstanding regarding the proper use of certificates of insurance has led to new changes relating to their use, according to Virginia’s Bureau of Insurance. The changes went into effect July 1. The Bureau reported that some private and public …

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]]> Understanding Premises and Dram Shop Liability Triggers http://www.insurancejournal.com/news/national/2012/07/17/255919.htm Tue, 17 Jul 2012 12:49:17 +0000 Denise Johnson http://www.insurancejournal.com/?p=255919 Claims involving allegations of alcohol intoxication require careful analysis when determining what policy or policies may apply. Two common theories centered on alcohol-related allegations that come into play include premises liability and dram shop liability, according to John P. Cunningham …

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]]> Virginia Begins Enforcing Proper Usage of Certificate of Insurance http://www.insurancejournal.com/news/east/2012/07/02/254137.htm Mon, 02 Jul 2012 16:37:21 +0000 Denise Johnson http://www.insurancejournal.com/?p=254137 Widespread misunderstanding regarding the proper use of certificates of insurance has led to new changes relating to their use, according to Virginia’s Bureau of Insurance. The changes went into effect July 1.The Bureau reported that some private and public entities …

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]]> Navigating Construction Accident Litigation http://www.insurancejournal.com/magazines/features/2012/06/18/251447.htm Mon, 18 Jun 2012 04:00:24 +0000 Denise Johnson http://www.insurancejournal.com/?p=251447 Between 2006 and 2008, there were 7,461 claims involving falls resulting in $243 million-plus in reserves, according to Bradford S. Purcell, a partner at the Illinois-based law firm of Purcell & Wardrope. During that period, 23 percent of construction accident …

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]]> Consumer Group Says Auto Insurers ‘Lowball’ Injury Payments with Computerized Systems http://www.insurancejournal.com/news/national/2012/06/07/250423.htm Thu, 07 Jun 2012 12:11:08 +0000 Denise Johnson http://www.insurancejournal.com/?p=250423 A report by the Consumer Federation of America (CFA) raises concerns that computerized claims systems used by many of the nation’s largest auto insurance companies can be easily adjusted to make “lowball” claims payments to injured motorists. The group said …

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]]> Why Workers’ Compensation Claimants Hire Attorneys http://www.insurancejournal.com/magazines/features/2012/06/04/249666.htm Mon, 04 Jun 2012 04:00:42 +0000 Denise Johnson http://www.insurancejournal.com/?p=249666 Workplace trust, fear of claim denial and injury severity are the main reasons for attorney representation in workers’ compensation claims, according to Bogdan Savych, a public policy analyst with the Workers Compensation Research Institute. In a recent study of 11 …

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]]> After Joplin Tornado, Town Looked Like a War Zone, Adjusters Say http://www.insurancejournal.com/news/midwest/2012/05/22/248451.htm Tue, 22 May 2012 15:47:50 +0000 Denise Johnson http://www.insurancejournal.com/?p=248451 “One of the eeriest things was … the lack of noise. There were no birds. There was no sound. There was no vegetation. There was nothing. There were no dogs. There were no cars. It was just mounds of rubble,” …

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]]> Joplin, Missouri: One Year Later http://www.insurancejournal.com/magazines/features/2012/05/21/247826.htm Mon, 21 May 2012 04:00:54 +0000 Denise Johnson http://www.insurancejournal.com/?p=247826 After the Tornado, Town Looked Like a War Zone, Adjusters Say “One of the eeriest things was … the lack of noise. There were no birds. There was no sound. There was no vegetation. There was nothing. There were no …

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]]> When Alcohol-Related Injury Allegations Strike http://www.insurancejournal.com/magazines/features/2012/05/21/248009.htm Mon, 21 May 2012 04:00:40 +0000 Denise Johnson http://www.insurancejournal.com/?p=248009 Understanding Premises Liability and Dram Shop Liability Triggers Claims involving allegations of alcohol intoxication require careful analysis when determining what policy or policies may apply. John P. Cunningham and Julia B. Jackson say two common theories centered on alcohol-related allegations …

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]]> Value of Texas ‘Loser Pays’ Statute Questioned http://www.insurancejournal.com/magazines/features/2012/03/05/238048.htm Mon, 05 Mar 2012 05:00:32 +0000 Denise Johnson http://www.insurancejournal.com/?p=238048 A law in Texas that assigns court costs to “losers” in cases deemed to be “frivolous” is not all that effective, says one Austin-based attorney. Joanna Salinas, partner and manager of the Austin-based law firm of Fletcher, Farley, Shipman & …

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]]> Texas 2011 Legislative Update http://www.insurancejournal.com/news/southcentral/2012/02/21/236379.htm Tue, 21 Feb 2012 16:54:27 +0000 Denise Johnson http://www.insurancejournal.com/?p=236379 Ambulance-chasing attorneys, frivolous lawsuit filings and contractual indemnification clauses were all subjects addressed by the Texas 2011 legislative session. Joanna Salinas, partner and manager of the Austin-based law firm of Fletcher, Farley, Shipman & Salinas, provided an update on the …

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]]> Insurers Brace for Cold Weather Claims http://www.insurancejournal.com/magazines/features/2012/01/21/232088.htm Sat, 21 Jan 2012 05:00:17 +0000 Denise Johnson http://www.insurancejournal.com/?p=232088 Though summer weather is associated with devastating catastrophe losses, the winter season can be equally busy from a claims perspective. The third-largest cause of catastrophic losses behind hurricanes and tornadoes, winter storms resulted in almost $26 billion in insured losses …

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]]> Insurance Adjusters Brace for Cold Weather Claims http://www.insurancejournal.com/news/national/2011/12/29/228988.htm Thu, 29 Dec 2011 13:46:52 +0000 Denise Johnson http://www.insurancejournal.com/?p=228988 Though summer weather is associated with devastating catastrophe losses, the winter holiday season can be equally busy for insurance adjusters. The third-largest cause of catastrophic losses behind hurricanes and tornadoes, winter storms resulted in almost $26 billion in insured losses …

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]]> How to Attract Carrier Attention on Program Business http://www.insurancejournal.com/news/national/2011/12/12/226941.htm Mon, 12 Dec 2011 15:50:18 +0000 Denise Johnson http://www.insurancejournal.com/?p=226941 Agents who use an organized, straightforward method when submitting program business to market will benefit by gaining faster response times from carriers and the potential to create new programs. Kenneth Robinette, of Bellingham Underwriters Inc., a commercial underwriting management firm …

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]]> Program Market Growing With $17.5B in Premium, Survey Reveals http://www.insurancejournal.com/magazines/features/2011/12/05/226172.htm Mon, 05 Dec 2011 05:00:32 +0000 Denise Johnson http://www.insurancejournal.com/?p=226172 Jeremy Hitzig, Target Markets Program Administrators Association (TMPAA) president, presented the results of the first survey ever conducted by the association on program business at the annual conference held in Scottsdale, Ariz. While Hitzig noted program administration is a highly …

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]]> How to Attract Carrier Attention for Program Business http://www.insurancejournal.com/magazines/features/2011/12/05/226163.htm Mon, 05 Dec 2011 05:00:06 +0000 Denise Johnson http://www.insurancejournal.com/?p=226163 Agents who use an organized, straightforward method when submitting program business to market will benefit by gaining faster response times from carriers and the potential to create new programs. Kenneth Robinette, of Bellingham Underwriters Inc., a commercial underwriting management firm …

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]]> Tips for Agents Handling Claims http://www.insurancejournal.com/magazines/features/2011/11/21/224857.htm Mon, 21 Nov 2011 05:00:01 +0000 Denise Johnson http://www.insurancejournal.com/?p=224857 ClaimsJournal.com Editor Denise Johnson understands the claims business. She spent the last 14 years examining property/casualty claims for prominent insurance carriers nationwide. Johnson offered some advice for agents when it comes to claims handling. From her perspective, there are three …

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]]> Auto Insurers Keep Eye on Cross-Border Claims with Canada http://www.insurancejournal.com/magazines/features/2011/11/07/222974.htm Mon, 07 Nov 2011 05:00:25 +0000 Denise Johnson http://www.insurancejournal.com/?p=222974 Staged automobile accidents in Canada’s most populated province of Ontario pose a unique problem for American auto insurers that must deal with Ontario’s stringent no-fault benefits. Some U.S.-based adjusters may be unfamiliar with the Canadian insurance system and not understand …

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]]> How to Optimize the Value of Inspections http://www.insurancejournal.com/magazines/features/2011/11/07/222983.htm Mon, 07 Nov 2011 05:00:02 +0000 Denise Johnson http://www.insurancejournal.com/?p=222983 Insurance carriers spend approximately $190 million a year on inspection programs, yet 75 percent of inspections done today offer no immediate value to loss experience or a carrier’s bottom line, according to a claims firm. The problem with inspection efficacy …

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]]> Cheaper Isn’t Better in Property Loss Cost Containment http://www.insurancejournal.com/magazines/features/2011/10/17/219978.htm Mon, 17 Oct 2011 04:00:29 +0000 Denise Johnson http://www.insurancejournal.com/?p=219978 How carriers and adjusters respond to property losses can reduce the impact of the claims as well as the costs, according to Lynne Jurek Shannon and Doris T. Bobadilla, defense attorneys with the Galloway, Johnson, Tompkins, Burr & Smith law …

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]]> Cross Border Claims Frustrate Auto Carriers http://www.insurancejournal.com/magazines/features/2011/10/03/218153.htm Mon, 03 Oct 2011 04:00:53 +0000 Denise Johnson http://www.insurancejournal.com/?p=218153 Staged automobile accidents in Canada’s most populated province of Ontario pose a unique problem for American auto insurers that must deal with Ontario’s stringent no-fault benefits. Some U.S.-based adjusters may be unfamiliar with the Canadian insurance system and not understand …

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]]> Methodology and Experience Important in Evaluating Fine Art & Collectible Claims http://www.insurancejournal.com/magazines/features/2011/09/19/215972.htm Mon, 19 Sep 2011 04:00:47 +0000 Denise Johnson http://www.insurancejournal.com/?p=215972 Adjusting claims involving damage to fine art and collectibles may seem like a daunting task. Not so, says Heather Becker, CEO of The Conservation Center in Chicago, Ill. Adjusters can use a decision methodology to make the best possible, most …

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]]> Florida ‘Fraud Dog’ Bringing Insurance Cases to TV http://www.insurancejournal.com/magazines/features/2011/09/05/213573.htm Mon, 05 Sep 2011 04:00:44 +0000 Denise Johnson http://www.insurancejournal.com/?p=213573 Insurance fraud is so big it could be getting its own reality television show. The show, called the “Fraud Dog,” is in pilot production, and will star Linda Webb, a former AIG insurance claim executive and white collar crime detective …

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