Articles by Ray Lehmann

Art of the Terrible, Horrible, No Good, Very Bad Deal

Reforming the National Flood Insurance Program long has been a contentious issue. What it had never been, before 2017, is an explicitly partisan one. It was, instead, largely a regional dispute, as Republicans from Louisiana and Mississippi, and Democrats from …

CBO’s NFIP Report Makes Clear How We Encourage People to Live at the Coast

With recovery from Hurricane Harvey just begun, and with the powerful Hurricane Irma bearing down in the days to come, policymakers are being forced to think hard about federal policies that long have encouraged development in coastal zones and other …

Throwing Cold Water on the Insurance Industry’s Dog Bite Numbers

Today is National Pet Day, a day to cherish the love, entertainment and fulfillment provided to us by our animal companions. Or, if you’re in the insurance industry, it’s a day to stoke fear of dog bites. “Dog-Bite Claims Surge …

New York Homebuyers Are Overpaying on Title Insurance

Homebuyers in New York State overpaid on the cost of their title insurance to the tune of $155.3 million last year, according to a new report from OneTitle National Guaranty Co. Based on public records for 182,487 real estate transactions …

Massachusetts Ridesharing Bill Moves into Final Stretch

Transportation network companies like Uber and Lyft would be legally sanctioned to operate in Massachusetts, under a set of mostly reasonable regulation, under legislation approved this week in a 34-2 vote of the state Senate. The measure would place TNCs …

CEA Plans to Fix What Isn’t Broken

The California Earthquake Authority has had some great shopping luck this year. According to a report from Insurance Insider, the state-backed residual market pool was able to buy a total of $4.51 billion in traditional reinsurance coverage during the January …

Mississippi and West Virginia Governors Both Sign Ridesharing Laws

Mississippi and West Virginia have become the 30th and 31st states to pass legislation to create a statewide regulatory framework for ridesharing services offered by transportation network companies like Uber and Lyft. Mississippi is the most recent state to join …

South Dakota Opens the Door to Ridesharing

South Dakota has become the 29th state to implement statewide rules governing the operation of transportation network companies like Uber and Lyft, with news that Gov. Dennis Daugaard has signed the ridesharing measure into law. Neither Uber nor Lyft currently …

With Florida Ridesharing Reform Going Nowhere, Hillsborough Is Back to Ticketing Drivers

After a six-month reprieve, the Hillsborough County Public Transportation Commission – the agency that regulates taxicabs and limousines in Florida’s fourth-largest county, which includes the City of Tampa – voted yesterday to resume its practice of issuing tickets to drivers …

New Mexico Lawmakers Beat Clock to Pass Ridesharing

The New Mexico Legislature closed out its 2016 session Feb. 18, but not before passing legislation to legalize and regulate ridesharing services like Uber and Lyft. Just hours after the state Senate voted 33-5 to approve H.B. 168 and S.B. …