The 3 Benefits of Carrying Church Insurance

Charity First Blog | July 1, 2016

This post is part of a series sponsored by Charity First.

In today’s litigious society, it’s more important than ever to be aware of the legal implications of the religious sector. This means that your clients need to be proactive about protecting their institutions from financial and legal risks with a comprehensive Church Insurance Package.

This package essentially covers any type of religious institution from a variety of perils with General Liability, Pastoral and Counseling Liability, Property protection, and much more. According to sources from Church Law & Tax, There has been an increase in church litigation over the past 7 years. Therefore, based on the most common types of legal risks churches face, here are some ways in which this type of insurance would benefit your clients.

  1. Protection against claims of negligence. This could be a result of claims arising from hiring immoral staff, failing to supervise activities properly, providing faulty advice, and more.
  2. Employee liability protection. While courts have ruled that it is acceptable for churches to discriminate based off of religion, it is unlawful to discriminate based on any other factor such as race, age, gender, sexual preference, and more. Therefore, hiring and firing employees needs to be done consistently and objectively in order to prevent such claims from arising.
  3. Protection for directors and officers of the church. The ones who make big decisions for the church will be protected under this policy. As personal liability falls onto these individuals, it’s imperative that their actions and duties are adequately covered.

This is only a small sample of issues that could arise in churches. However, with the right insurance policies, your clients’ operations will run smoothly, all while providing peace of mind. Charity Firstis proud to serve all the insurance needs of the religious sector with a package policy tailored exclusively for denominational/non-denominational churches, synagogues, temples and more. Please contact us today to learn more about insurance for churches, at (855) 722-1414.

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