Roofing Contractors, Workers' Compensation Insurance and Profits
Features • March 21, 2005
Making the Puzzle Pieces Fit
Begin a conversation with any roofing contractor with the words workers' comp insurance and profits in the same sentence and you'll probably be met with a confused ...
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Subject: insurance rates
Posted On: December 16, 2005, 9:11 am CST
Posted By: Jon gibbs
Comment:
I worked for three years for a roofer in Southeastern PA who never offered an ounce of coverage for me. Had I ever been hurt I would have been on my own. He used to say, "if you fall and get hurt your fired". Yet he enabled more drug addicts then a methadone clinic. The real issue here is how many people are seriously hurt and why?
If you take stupid chances and or use shitty equiptment and or half to all of your crew is still high on the sauce, well then there are going to be injuries.
But as far as these injuries are concerned; how many are actually serious injuries? I am inclined to believe that a lot of guys will absolutely milk the system if it is available to them. Let's face it, a lot of people don't want to work, and they roof because they can't work anywhere else...(due to the sauce and other forms of self entertainment). I myself have worked with some of the most idiotic people society has to offer, and it's a wonder I've truly fell in love witht the trade.
Roofing isn't a trade that many people truly enjoy and want to do, and that is, I am sure, reflected in the claims.
*I myself had an injury this past summer while working for another gentlemen, (involving a nail gun and my wrist) that would have probably been a great excuse for a lot of guys out there. Yet I dealt with it like a man, and instead of making a stink about it, I went to the hospital and took care of it with my health insurance. I went back to work the next day.
I doubt anyone that I have worked with or for since I've been in this trade would have had the sense of self responsibility and concern for the business owners livelihood that I showed in that situation.
I absolutely believe that the majority of roofers would have seen an oportunity to make money while sitting at home.
Subject: insurance rates
If you take stupid chances and or use shitty equiptment and or half to all of your crew is still high on the sauce, well then there are going to be injuries.
But as far as these injuries are concerned; how many are actually serious injuries? I am inclined to believe that a lot of guys will absolutely milk the system if it is available to them. Let's face it, a lot of people don't want to work, and they roof because they can't work anywhere else...(due to the sauce and other forms of self entertainment). I myself have worked with some of the most idiotic people society has to offer, and it's a wonder I've truly fell in love witht the trade.
Roofing isn't a trade that many people truly enjoy and want to do, and that is, I am sure, reflected in the claims.
*I myself had an injury this past summer while working for another gentlemen, (involving a nail gun and my wrist) that would have probably been a great excuse for a lot of guys out there. Yet I dealt with it like a man, and instead of making a stink about it, I went to the hospital and took care of it with my health insurance. I went back to work the next day.
I doubt anyone that I have worked with or for since I've been in this trade would have had the sense of self responsibility and concern for the business owners livelihood that I showed in that situation.
I absolutely believe that the majority of roofers would have seen an oportunity to make money while sitting at home.