Talking Tort with Colorado Commissioner Doug Dean
Features • February 9, 2004
Washington Governor Bill Owens appointed Doug Dean commissioner of Insurance in January 2003. As commissioner, Dean heads the Division of Insurance, which is one of eight divisions within the ...
Insurance Journal is not responsible for the content of the message below.
Subject: RE: Tort?
Posted On: September 27, 2007, 11:35 am CDT
Posted By: Sue Horaz
Comment:
I HAVE A QUESTION. WHERE IS IT WRITTEN THAT IN THE STATE OF COLORADO, THE DRIVER OF THE VEHICLE, IS DRIVING UNDER THE INSURANCE OF THAT VEHICLE. EVEN IF HE HAS JUST BORROWED THE VEHICLE.
OUR VEHICLE WAS LENT TO A 17 YEAR OLD DRIVER ,BY A 17 YEAR OLD DRIVER(NOT THE OWNER ,THE PARENT WAS THE OWNER)THIS DRIVER TOTALED THE VEHICLE, OUR INSURANCE (LIABILITY ONLY) COVER THE DAMAGES THIS DRIVER DID TO OTHER PROPERTY,BUT THE DRIVERS INSURANCE WILL NOT COVER THE VEHICLES DAMAGE AS THEY SAID IT IS NOT THERE PROBLEM.
IF THE DRIVER FOLLOWS THE VEHICLE AND THE VEHICLE ONLY HAS LIABILTY,WHY ISN'T THE DRIVERS INSURANCE LIABLE FOR THE DAMAGES TO THE VEHICLE HE WRECKED . THE DRIVER ALSO RECIEVED A TICKET AND STATED IT WAS HIS FAULT. THERE IS SOMETHING VERY WRONG WITH THIS LOGIC.THE AT FAULT DRIVER GETS AWAY WITH BAD DRIVING AND AN INSURANCE COMPANY THAT LETS HIM .
I HAVE LOOKED EVERYWHERE TRYING TO FIND WHERE THIS LAW IS WRITTEN ND HAVE NOT BEEN ABLE TO FIND IT.MAYBE YOU CAN HELP ME. I ALSO WOULD LIKE TO KNOW HOW WELL KNOWN THIS (LAW) IS IN THIS STATE OR DO YOU NEED TO BE IN THE AUTO INSURANCE BUSINESS TO KNOW THESE THING.
I THINK THIS INFORMATION SHOULD BE BROUGHT TO THE ATTENTION OF THE GENERAL PUBLIC SO THAT IT DOES NOT TAKE OTHER BY SURPRISE WHEN IT HAPPENS TO THEM AND THEY HAVE THERE VEHICLE TOTALED AND THERE TRANSPORTATION GONE.
THE INSURANCE COMPANY FOR THE DRIVER SAID THIS HAPPENS MANY MANY TIMES AND SORRY WE CAN'T HELP YOU. SO PLEASE CAN YOU DIRECT ME TO THE WEB SITE WHERE THIS LAW IS WRITTEN.
THANKYOU
Subject: RE: Tort?
OUR VEHICLE WAS LENT TO A 17 YEAR OLD DRIVER ,BY A 17 YEAR OLD DRIVER(NOT THE OWNER ,THE PARENT WAS THE OWNER)THIS DRIVER TOTALED THE VEHICLE, OUR INSURANCE (LIABILITY ONLY) COVER THE DAMAGES THIS DRIVER DID TO OTHER PROPERTY,BUT THE DRIVERS INSURANCE WILL NOT COVER THE VEHICLES DAMAGE AS THEY SAID IT IS NOT THERE PROBLEM.
IF THE DRIVER FOLLOWS THE VEHICLE AND THE VEHICLE ONLY HAS LIABILTY,WHY ISN'T THE DRIVERS INSURANCE LIABLE FOR THE DAMAGES TO THE VEHICLE HE WRECKED . THE DRIVER ALSO RECIEVED A TICKET AND STATED IT WAS HIS FAULT. THERE IS SOMETHING VERY WRONG WITH THIS LOGIC.THE AT FAULT DRIVER GETS AWAY WITH BAD DRIVING AND AN INSURANCE COMPANY THAT LETS HIM .
I HAVE LOOKED EVERYWHERE TRYING TO FIND WHERE THIS LAW IS WRITTEN ND HAVE NOT BEEN ABLE TO FIND IT.MAYBE YOU CAN HELP ME. I ALSO WOULD LIKE TO KNOW HOW WELL KNOWN THIS (LAW) IS IN THIS STATE OR DO YOU NEED TO BE IN THE AUTO INSURANCE BUSINESS TO KNOW THESE THING.
I THINK THIS INFORMATION SHOULD BE BROUGHT TO THE ATTENTION OF THE GENERAL PUBLIC SO THAT IT DOES NOT TAKE OTHER BY SURPRISE WHEN IT HAPPENS TO THEM AND THEY HAVE THERE VEHICLE TOTALED AND THERE TRANSPORTATION GONE.
THE INSURANCE COMPANY FOR THE DRIVER SAID THIS HAPPENS MANY MANY TIMES AND SORRY WE CAN'T HELP YOU. SO PLEASE CAN YOU DIRECT ME TO THE WEB SITE WHERE THIS LAW IS WRITTEN.
THANKYOU