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N.Y. Bill Would Mandate Insurance for Dog Owners
East News April 22, 2004
New York State Assemblyman Peter M. Rivera has proposed requiring all dog owners in the state to carry liability insurance for their pets.
He has nicknamed his bill "Elijah's Law" for a ...
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| Subject | Posted By | Posted On |
|---|---|---|
| I NEED YOUR HELP AS SOON AS POSSABLE | TONY | May 2, 2006, 4:18 pm |
| RE: RE: Elijah's Law | Jose Martinez | Feb 20, 2006, 1:51 pm |
| Elijah's law | Baron's mom | Aug 18, 2005, 7:20 pm |
| RE: Elijah's Law | dANIEL MUNOZ | Jul 20, 2005, 9:10 pm |
| RE: Elijah's law | jess | Jun 5, 2005, 2:18 am |
| RE: NY Dog Insurance | stacy | Mar 2, 2005, 1:14 pm |
| RE: Who writes Dog Liability Insurance in NY? | Rich Bernstein | Feb 9, 2005, 8:06 am |
| RE: Who writes Dog Liability Insurance in NY? | Rich Bernstein | Feb 8, 2005, 7:25 pm |
| Who writes Dog Liability Insurance in NY? | Joanne | Jan 11, 2005, 7:06 pm |
| RE: elijah's law | David Yantz | Jan 7, 2005, 8:52 am |
| RE: Dog Attack Insurance | Edward & Thinda. Williams | Sep 25, 2004, 6:00 am |
| Dog Attack Insurance | Edward & Thinda. Williams | Sep 24, 2004, 6:21 pm |
| RE: NY Dog Insurance | kelley reece | Sep 6, 2004, 12:08 pm |
| Finally, mandatory dog liability insurance | Dangerous Dogs | May 25, 2004, 11:53 pm |
| RE: RE: Elijah' Law | Tim | May 18, 2004, 1:01 pm |
| Elijah's law | suzy hinchey | May 14, 2004, 8:59 am |
| RE: Elijah' Law | stewart | May 14, 2004, 5:46 am |
| Elijah' Law | Angelo | May 7, 2004, 10:30 am |
| Mandated Dog Insurance | Lydia Negron | May 3, 2004, 10:43 am |
| elijah's law | richard a. weinstein | Apr 30, 2004, 2:57 pm |
| RE: Houston | Garrett | Apr 29, 2004, 4:23 pm |
| Houston | Tommy | Apr 29, 2004, 1:10 pm |
| Simon Sez, or why insurance is not the solution | Greg | Apr 29, 2004, 8:35 am |
| RE: RE: RE: Elijah's Law | Garrett | Apr 28, 2004, 6:35 pm |
| Elijah's Law | Garrett | Apr 28, 2004, 6:21 pm |
| RE: Elijah's Law | Cheriee | Apr 27, 2004, 7:01 pm |
| Elijah's Law | Dawn Buxton Turin NY | Apr 27, 2004, 6:04 pm |
| RE: RE: Elijah's Law | no dog lover | Apr 27, 2004, 11:44 am |
| RE: Elijah's Law | Michelle | Apr 27, 2004, 10:49 am |
| RE: RE: RE: RE: RE: Elijah's Law | jay | Apr 26, 2004, 11:09 pm |
| RE: RE: RE: RE: Elijah's Law | pix duller | Apr 26, 2004, 10:41 pm |
| RE: RE: RE: RE: Elijah's Law | pix duller | Apr 26, 2004, 10:40 pm |
| RE: RE: RE: RE: Elijah's Law | peter prance | Apr 26, 2004, 10:38 pm |
| RE: RE: RE: RE: Elijah's Law | peter prance | Apr 26, 2004, 10:37 pm |
| RE: RE: RE: Elijah's Law | sally rote | Apr 26, 2004, 10:35 pm |
| Elijah's law | SAM | Apr 26, 2004, 10:02 pm |
| ELIJAH'S LAW | SHERRI | Apr 26, 2004, 4:40 pm |
| RE: Elijah's Law | Micah G. | Apr 26, 2004, 3:45 pm |
| RE: Mandatory Dog Insurance | Tim | Apr 26, 2004, 2:56 pm |
| Elijah's Law | Carl Dalmata | Apr 26, 2004, 9:46 am |
| RE: Elijah's Law | Angela Gooszas | Apr 26, 2004, 8:39 am |
| Mandatory Dog Insurance | Diane | Apr 25, 2004, 9:06 pm |
| RE: RE: Elijah's Law | Jody Parry | Apr 25, 2004, 9:02 am |
| RE: RE: Elijah's Law | Magda L. Miranda | Apr 24, 2004, 3:46 pm |
| RE: Elijah's Law | jan | Apr 23, 2004, 7:21 pm |
| RE: Elijah's Law | Theresa | Apr 23, 2004, 3:55 pm |
| RE: Elijah's Law | Sue | Apr 23, 2004, 2:02 pm |
| NY Dog Insurance | Nick Shoop | Apr 23, 2004, 10:53 am |
| Elijah's Law | Richard | Apr 23, 2004, 8:09 am |
| RE: RE: RE: RE: Elijah's Law | Dorothy Keesler | Apr 23, 2004, 8:02 am |
| Elijah's Law | Dan | Apr 22, 2004, 7:11 pm |
| RE: RE: RE: Elijah's Law | Anne | Apr 22, 2004, 5:28 pm |
| Elijah's Law | amy | Apr 22, 2004, 4:27 pm |
| Reply to Sandy | Bill | Apr 22, 2004, 1:56 pm |
| Elijah's Law | Dorothy Kent | Apr 22, 2004, 1:54 pm |
| RE: Elijah's Law | Henry | Apr 22, 2004, 1:45 pm |
| RE: Elijah's Law | cheryl | Apr 22, 2004, 1:41 pm |
| RE: RE: RE: Elijah's Law | Susan | Apr 22, 2004, 1:38 pm |
| Elijah's Law | Christine Uveges | Apr 22, 2004, 1:37 pm |
| RE: RE: Elijah's Law | gARY | Apr 22, 2004, 1:32 pm |
| RE: Elijah's Law | Barb | Apr 22, 2004, 1:08 pm |
| RE: RE: Elijah's Law | Sandy | Apr 22, 2004, 12:46 pm |
| Elijah's Law | Joann | Apr 22, 2004, 12:38 pm |
| Elijah's Law | Daniel | Apr 22, 2004, 12:30 pm |
| Elijah's Law | Nancy Korneliusen | Apr 22, 2004, 12:28 pm |
| RE: RE: Elijah's Law | Larry | Apr 22, 2004, 12:28 pm |
| RE: Elijah's Law | Marie | Apr 22, 2004, 12:02 pm |
| Elijah's Law | Nataly C. Adams | Apr 22, 2004, 11:27 am |
| Back to article | ||



Subject: Simon Sez, or why insurance is not the solution
He bit a person once. A neighbor came into our yard with a petition in hand and the dog barked at him, then circled behind and bit his calf. No charges were pressed and we muzzled him from then on.
This dog went through obedience classes. This dog was loved. This dog was kept inside the house. This dog was walked on a leash. We had him for 2 1/2 years before deciding that he wasn't getting any better.
The final straw came when Simon attacked our other dog, with no provocation.
After much soul-searching, I took Simon to the vet and put him down, and it was one of the hardest things I've done in my life. I held him as he slipped away. After doing my best for this dog, I had decided that he wasn't able to reform and we were unwilling to continue to live this way. I still wonder if it was the right thing.
This law is not for ME. It's probably not for you, either, since by reading this online forum, you are probably a person with some education and middle class responsibilities.
So I wonder, who is this law for?
The problem, as I perceive it, is this. Dogs, when untrained and unmanaged, can be a nuisance or even become dangerous. People who keep dogs need to understand this responsibility. Sadly, many people do not, as evidenced by the number of dogs in the 1 year old range that are sent to shelters every year to be destroyed.
I don't see this insurance scheme as a realistic solution to the problem.
The insurance approach builds a risk pool and protects the insurance companies while not fixing the problem. Responsible dog owners will be funding their own punishment under this law, while the irresponsible parties go without insurance, without license, without cares.
If you have a problem dog, it's not hard to find out. Your neighbors probably know already. Ask them if you're not sure. The dog warden may have an opinion too, especially if he's picked up your dog as a stray a few times. Rather than punishing all dog owners and creating paperwork, why not just enforce the laws that exist regarding loose or agressive dogs? Rather than establishing complex actuarial classifications of a dog breed's propensity to bite, why not just punish the biters and their owners?
Does anyone seriously think that the unlicensed, unmanaged dogs in New York City pose the same risk as my two licensed, trained, vaccinated dogs in their chain link fenced back yard 300 mile away upstate?
I think this law is a bad idea because it does not solve the problem, and it creates new problems.