Posted On: February 28, 2006, 3:33 pm CST

Posted By: Jeremy

I can assure you this is a long running scam on the part of the insurance company. They mix these these arbitrary phrases lik "pip" and "uim" and "um" as an option. Kinda like power windows or window tint. They skim over the meaning and good people are left picking up the pieces when their "full coverage" policy is actually only "mediocre coverage at best" WORD TO THE WARY. If you dont know it already you must file it in writing to remove this waiver. Otherwise, if you are seriously hurt or heaven forbid killed, your adjuster will say something similar to . Oh, to bad you signed a blanket waiver 13 years ago with your agent at the savings of 30 dollars a year and now we will screw you blind. This is not an american way of doing business and as you probably can tell by now i have been burned by this scam. It's obvious to me that the previous reply was from an ignorant man that has never been in the situation of having to pay 60k in medical bills for a 2 yr old daughter that was nearly killed in an accident just to have some insurance adjuster bonehead laugh and hang up. if you are still reading this by now you need to confirm that you never in your whole relationship with your insurance agent signed these waivers. If you have you need to send a retraction in writing preferably by certified letter to your agent or better yet. take your business elsewhere to someone who does not intend to uin your life. My final thought is:

"What Does Full Coverage Really Mean?"