Posted On: January 29, 2008, 7:46 am CST

Posted By: MB

There's no such thing as a free market - except in a college economics class. Interesting that NJ is still in the top 5 most expensive states even with a "free market" and GEICO,State Farm, etc. in play. MA will ALWAYS be an expensive state for auto insurance. We're just moving "middleman" money where it benefits the local economy into the advertisers pockets and to Warren Buffets bottom line. This is a huge power shift where insurance companies gain the power and consumers lose. It used to be insurance companies would look for coverage - now they look for ways to deny claims. I hope the consumer enjoys their 10% - 15% "savings!:)