East News
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New York: Car Repair Shops Can Rebate Deductibles
East News • April 22, 2008
Allowing car collision repair facilities to pay all or part of a deductible to an insured does not constitute a rebate prohibited under New York law, lawyers for the state's insurance department ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: Car Repair Shops Can Rebate Deductibles | Fred, | May 14, 2008, 8:07 am |
| Car Repair Shops Can Rebate Deductibles | The Professor | May 13, 2008, 8:16 pm |
| RE: RE: RE: RE: RE: RE: RE: RE: RE: It's Fraud | Fred, | Apr 25, 2008, 8:10 pm |
| RE: RE: RE: RE: RE: RE: RE: RE: It's Fraud | Hey Fred | Apr 25, 2008, 6:44 pm |
| RE: RE: RE: RE: RE: RE: RE: It's Fraud | Fred, | Apr 25, 2008, 6:36 pm |
| RE: RE: RE: RE: RE: RE: RE: It's Fraud | Fred, | Apr 25, 2008, 6:13 pm |
| RE: RE: RE: RE: RE: RE: It's Fraud | Hey Fred | Apr 25, 2008, 11:29 am |
| RE: RE: RE: RE: RE: RE: It's Fraud | Jake | Apr 25, 2008, 6:56 am |
| RE: RE: RE: RE: RE: It's Fraud | Fred, | Apr 24, 2008, 7:29 am |
| RE: RE: RE: RE: It's Fraud | Hey Fred | Apr 23, 2008, 10:27 am |
| RE: RE: RE: RE:Win Win for all | Fred, | Apr 23, 2008, 9:39 am |
| RE: RE: RE: It's Fraud | Fred, | Apr 23, 2008, 8:31 am |
| RE: RE: RE:Win Win for all | Dread | Apr 23, 2008, 7:42 am |
| RE: RE:Win Win for all | big picture | Apr 22, 2008, 6:24 pm |
| RE: RE: It's Fraud | Jake | Apr 22, 2008, 6:22 pm |
| You folks are funny but most of you have it | Claim Whisperer | Apr 22, 2008, 5:09 pm |
| RE: It's Fraud | wudchuck | Apr 22, 2008, 4:56 pm |
| RE: RE: It's Fraud | Dirty Work | Apr 22, 2008, 4:26 pm |
| RE: It's Fraud | Al | Apr 22, 2008, 2:54 pm |
| It's Fraud | Dread | Apr 22, 2008, 2:24 pm |
| RE: Not rebating but...... | Al | Apr 22, 2008, 2:04 pm |
| Not rebating but...... | Jake | Apr 22, 2008, 1:45 pm |
| Back to article | ||
Subject: RE: RE: RE: RE: RE: RE: RE: RE: It's Fraud
As for a different deductible level, I was using your example:
The idea of a deductible is to Discourage insured's from filing a Claim. Lets say one has an $1000.oo deductible and suffers $1289.oo in damage. At the risk of paying a higher rate or worse, being canceled, is an insured likely to file a claim to recover $289.oo?? In the end, that $1000.oo deductible became an $1289.00 deductible.
In this scenario the insured paid for insurance but effectively didn't have insurance because they would likely pay the entire cost out of pocket.
So, what would your answer be with a $500 deductible?