Posted On: September 2, 2008, 10:22 am CDT

Posted By: Stat Guy

There are two industry efforts which attempt to address this problem: one is the bar-coded insurance card but I am sure counterfeiters will soon have that software. the other is for state governments to adopt a dual database to collect insurance coverage by owner and vehicle and match that to the registration/title of the vehicle. The state of Georgia all but did away with insurance cards; insurance coverage is confirmed electronically during traffic stops, inspection and after auto accidents. If you have plates, the insurance better be reported by your carrier electronically, or you will find law enforcement will be visting you very soon. This method works like a charm and I'll bet that all states adopt it in the next couple of years.