Posted On: December 1, 2008, 2:31 pm CST

Posted By: Romulus

The judge has a dead police officer killed by a drunk driver in his court. He must find a "duty" on someone and apply its breach to a deep pocket. "Duty, duty, duty!" Who are the characters involved in the killing? Line them up --- jointly and severally, charge with the esponsiblity and obligation to have done the right thing if their minds were not impaired. The drunks hired a cab because they knew that getting drunk is a traditional ritual for the batchelor party, e.g., seeing naked females, having a blast but knew that the only way to do it was to become inibriated. Part-and-Parcel Tradition! Why did they hire the cab? Ans: Foreseeability. They knew they could not drive in a drunken stupor. The only clear head was that of the cabbie. Hah, within the chained-characters duty attaches right here. The dead police officer's family may just be compensated because of the lack of clear thinking by the deep pocket cabbie. The grieving parties will no be wards of the state. Future Impact: Muslim cab drivers will be the only ones hired to drive the public around. They abhor drunks and have been known to kick them off their cabs. Lawsuits for discrimation and against public policy reasons should abound. Insurance premiums will escalate; but, competition should be very good for those companies that would not suffer such bottomline losses. Free enterprise will find the right risk management concept, pricing, and techniques. Like sitting on the middle of a water-bed.