Missouri Judge Dismisses $7 Million in Fines Against Allstate
Midwest News • July 25, 2008
A Jackson County judge agreed on Wednesday, July 23 to throw out a contempt order against Allstate Insurance after determining the company had finally complied with his directions to release ...
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Subject: RE: RE: RE: RE: Justice delayed is justice denied
Posted On: July 26, 2008, 10:51 am CDT
Posted By: Mark1
Comment:
Brilliant. Cards stacked against the insurers? Passion that defies logic?
Better check those insurance record profits for the last several years, INCLUDING years of Katrina and Rita.
Anyone that sides with an insurer that loses all the appeals for the court ruling that required them to produce the documents, then sees it "logical" to release the defendant for the fines that the court imposed for defying the court's original order is certainly operating under some form of "logic", but it isn't one that exists in any sane person's mind, only in the minds of big insurance that feels they are above the law.
The real irony is, it's painfully obvious that big insurance is, in fact, above the law. At least above the ones that the average person must obey.
Imagine if an average insured consumer off the street defied a court order like this. Do you really believe that they would be released from the court order and it's fines, or tossed in jail in a heartbeat for defying the court order?
As a person that deals with insureds, and insurers, daily, I see both sides. And I can state from experience, that the insurers are the ones that need to be reigned in, not insureds. Daily I see claims lowballed by 50%, policy terms that do not exist "enforced", claimants that are unable to confirm coverage for weeks, claims that are not paid within state timely payment of claims laws, blatant fraud committed by insurers against their own insureds defined specifically by state laws, and finally, a total lack of enforcement by state officials that mostly come from the insurance industry and are placed into regulatory positions.
Insurers simply need to have their feet held to the fire to deliver what they sold. Indemnification.
To that point: How can it be explained that insurers are still selling hurricane coverage that excludes both wind, and water?
The "Four D's" are fully in play: Delay, Deny, Defend, and finally, Deflect, by the insurers.
The average person cannot possibly hope for justice when fighting a Goliath that has the court system both bought and paid for.
Insurer's hands tied? Passion with no logic? Stand in the shoes of a claimant who has just lost everything and then finds out the coverage they paid for for decades is only worth a fraction of what they thought it was, or what the policy actually states, and your views may change quickly. If you tell me you have been a claimant and had no complaints, then it will be obvious to me that you were treated differently because you work for the insurance industry.
That's my viewpoint.
Subject: RE: RE: RE: RE: Justice delayed is justice denied
Better check those insurance record profits for the last several years, INCLUDING years of Katrina and Rita.
Anyone that sides with an insurer that loses all the appeals for the court ruling that required them to produce the documents, then sees it "logical" to release the defendant for the fines that the court imposed for defying the court's original order is certainly operating under some form of "logic", but it isn't one that exists in any sane person's mind, only in the minds of big insurance that feels they are above the law.
The real irony is, it's painfully obvious that big insurance is, in fact, above the law. At least above the ones that the average person must obey.
Imagine if an average insured consumer off the street defied a court order like this. Do you really believe that they would be released from the court order and it's fines, or tossed in jail in a heartbeat for defying the court order?
As a person that deals with insureds, and insurers, daily, I see both sides. And I can state from experience, that the insurers are the ones that need to be reigned in, not insureds. Daily I see claims lowballed by 50%, policy terms that do not exist "enforced", claimants that are unable to confirm coverage for weeks, claims that are not paid within state timely payment of claims laws, blatant fraud committed by insurers against their own insureds defined specifically by state laws, and finally, a total lack of enforcement by state officials that mostly come from the insurance industry and are placed into regulatory positions.
Insurers simply need to have their feet held to the fire to deliver what they sold. Indemnification.
To that point: How can it be explained that insurers are still selling hurricane coverage that excludes both wind, and water?
The "Four D's" are fully in play: Delay, Deny, Defend, and finally, Deflect, by the insurers.
The average person cannot possibly hope for justice when fighting a Goliath that has the court system both bought and paid for.
Insurer's hands tied? Passion with no logic? Stand in the shoes of a claimant who has just lost everything and then finds out the coverage they paid for for decades is only worth a fraction of what they thought it was, or what the policy actually states, and your views may change quickly. If you tell me you have been a claimant and had no complaints, then it will be obvious to me that you were treated differently because you work for the insurance industry.
That's my viewpoint.