Midwest News
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Michigan Court Upholds Ban on Credit Scoring in Insurance
Midwest News • August 25, 2008
Insurance companies in Michigan no longer will be able to use customers' credit scores to set home and auto insurance premiums if a state Court of Appeals ruling stands.
The 2-1 decision released ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: RE: RE: RE: RE: The problem with credit scoring.... | caveat emptor | Aug 28, 2008, 9:28 am |
| this sentence is the problem | caveat emptor | Aug 28, 2008, 9:19 am |
| rates | Einstein | Aug 27, 2008, 3:39 pm |
| Credit Scoring | Garry Lloyd | Aug 27, 2008, 3:19 pm |
| RE: RE: Reality? | Challenged Creditee | Aug 27, 2008, 1:48 pm |
| RE: RE: Reality? | Einstein | Aug 26, 2008, 11:37 am |
| RE: Reality? | Ratemaker | Aug 26, 2008, 11:31 am |
| RE: RE: RE: RE: RE: RE: RE: RE: Lower rates for some? - B | Ratemaker | Aug 26, 2008, 11:29 am |
| RE: Reality? | nobody important | Aug 26, 2008, 11:09 am |
| Reality? | Einstein | Aug 26, 2008, 10:57 am |
| RE: RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 10:23 am |
| RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | B | Aug 26, 2008, 10:01 am |
| RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 9:58 am |
| RE: RE: RE: RE: RE: RE: Lower rates for some? | Dawn | Aug 26, 2008, 9:20 am |
| RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 8:53 am |
| RE: RE: RE: RE: Lower rates for some? | Dawn | Aug 26, 2008, 8:41 am |
| Dear underwriter | Einstein | Aug 25, 2008, 8:05 pm |
| RE: RE: Firm Numbers | Underwriter | Aug 25, 2008, 5:09 pm |
| RE: RE: RE: Lower rates for some? | Reality | Aug 25, 2008, 3:40 pm |
| RE: RE: Lower rates for some? | Dawn | Aug 25, 2008, 3:36 pm |
| RE: RE: RE: RE: Lower rates for some? | Nobody Important | Aug 25, 2008, 2:31 pm |
| Analyst | Mr. Solvent | Aug 25, 2008, 2:03 pm |
| RE: RE: RE: Lower rates for some? | Analyst | Aug 25, 2008, 1:59 pm |
| RE: RE: RE: RE: The problem with credit scoring.... | No Bias Here | Aug 25, 2008, 1:51 pm |
| RE: RE: RE: RE: RE: RE: The problem with credit scoring.... | John Scrader | Aug 25, 2008, 1:36 pm |
| RE: RE: Lower rates for some? | Einstein | Aug 25, 2008, 1:35 pm |
| RE: RE: Try Another Approach | Esad | Aug 25, 2008, 1:31 pm |
| RE: RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 1:29 pm |
| RE: Lower rates for some? | Analyst | Aug 25, 2008, 1:17 pm |
| RE: Try Another Approach | Mr. Solvent | Aug 25, 2008, 1:11 pm |
| RE: RAD | Esad | Aug 25, 2008, 1:01 pm |
| Try Another Approach | Think Differently | Aug 25, 2008, 1:00 pm |
| RE: RAD | Reality | Aug 25, 2008, 12:59 pm |
| RAD | Mr. Solvent | Aug 25, 2008, 12:50 pm |
| RE: RE: Firm Numbers | Mr. Solvent | Aug 25, 2008, 12:48 pm |
| RE: Firm Numbers | RAD | Aug 25, 2008, 12:47 pm |
| RE: RE: Firm Numbers | Logical | Aug 25, 2008, 12:45 pm |
| RE: Firm Numbers | Agree | Aug 25, 2008, 12:33 pm |
| RE: Firm Numbers | Larry Erickson | Aug 25, 2008, 12:26 pm |
| RE: RE: RE: RE: RE: The problem with credit scoring.... | Larry Erickson | Aug 25, 2008, 12:20 pm |
| RE: RE: RE: RE: Lower rates for some? | SWFL Mark | Aug 25, 2008, 12:05 pm |
| RE: RE: RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 11:28 am |
| RE: RE: Lower rates for some? | nobody important | Aug 25, 2008, 11:25 am |
| RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 11:20 am |
| Firm Numbers | Mr. Solvent | Aug 25, 2008, 11:16 am |
| RE: RE: RE: RE: The problem with credit scoring.... | John Scrader | Aug 25, 2008, 11:10 am |
| Lower rates for some? | low rate payer | Aug 25, 2008, 11:05 am |
| RE: RE: RE: The problem with credit scoring.... | nobody important | Aug 25, 2008, 10:09 am |
| RE: RE: RE: The problem with credit scoring.... | Ratemaker | Aug 25, 2008, 10:01 am |
| RE: RE: The problem with credit scoring.... | Mr. Solvent | Aug 25, 2008, 9:35 am |
| RE: The problem with credit scoring.... | nobody important | Aug 25, 2008, 9:15 am |
| GEICO & PGR Direct | Rick | Aug 25, 2008, 9:00 am |
| The problem with credit scoring.... | John Scrader | Aug 25, 2008, 8:34 am |
| Great State | nobody important | Aug 25, 2008, 7:23 am |
| not "reasonably expected?!?!?!" | Ratemaker | Aug 25, 2008, 7:06 am |
| Back to article | ||
Subject: RE: RE: RE: RE: The problem with credit scoring....
My argument against credit scoring is the accuracy of the credit reports. As I stated earlier, with the rampant theft of our precious identities how can we be sure that our credit reports are fair and accurate? With three different credit bureaus out there, how can someone fix their credit quickly and fairly?
I would like to pose the question:
If I am a victim of credit fraud, and my credit score goes from 700 to 400. Does my credit low credit score due to identity theft accurately rate me?
Identity theft is very real and a HUGE problem and immediately affects your credit rating.