Midwest News
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Michigan Court Upholds Ban on Credit Scoring in Insurance
Midwest News • August 25, 2008
Insurance companies in Michigan no longer will be able to use customers' credit scores to set home and auto insurance premiums if a state Court of Appeals ruling stands.
The 2-1 decision released ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: RE: RE: RE: RE: The problem with credit scoring.... | caveat emptor | Aug 28, 2008, 9:28 am |
| this sentence is the problem | caveat emptor | Aug 28, 2008, 9:19 am |
| rates | Einstein | Aug 27, 2008, 3:39 pm |
| Credit Scoring | Garry Lloyd | Aug 27, 2008, 3:19 pm |
| RE: RE: Reality? | Challenged Creditee | Aug 27, 2008, 1:48 pm |
| RE: RE: Reality? | Einstein | Aug 26, 2008, 11:37 am |
| RE: Reality? | Ratemaker | Aug 26, 2008, 11:31 am |
| RE: RE: RE: RE: RE: RE: RE: RE: Lower rates for some? - B | Ratemaker | Aug 26, 2008, 11:29 am |
| RE: Reality? | nobody important | Aug 26, 2008, 11:09 am |
| Reality? | Einstein | Aug 26, 2008, 10:57 am |
| RE: RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 10:23 am |
| RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | B | Aug 26, 2008, 10:01 am |
| RE: RE: RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 9:58 am |
| RE: RE: RE: RE: RE: RE: Lower rates for some? | Dawn | Aug 26, 2008, 9:20 am |
| RE: RE: RE: RE: RE: Lower rates for some? | nobody important | Aug 26, 2008, 8:53 am |
| RE: RE: RE: RE: Lower rates for some? | Dawn | Aug 26, 2008, 8:41 am |
| Dear underwriter | Einstein | Aug 25, 2008, 8:05 pm |
| RE: RE: Firm Numbers | Underwriter | Aug 25, 2008, 5:09 pm |
| RE: RE: RE: Lower rates for some? | Reality | Aug 25, 2008, 3:40 pm |
| RE: RE: Lower rates for some? | Dawn | Aug 25, 2008, 3:36 pm |
| RE: RE: RE: RE: Lower rates for some? | Nobody Important | Aug 25, 2008, 2:31 pm |
| Analyst | Mr. Solvent | Aug 25, 2008, 2:03 pm |
| RE: RE: RE: Lower rates for some? | Analyst | Aug 25, 2008, 1:59 pm |
| RE: RE: RE: RE: The problem with credit scoring.... | No Bias Here | Aug 25, 2008, 1:51 pm |
| RE: RE: RE: RE: RE: RE: The problem with credit scoring.... | John Scrader | Aug 25, 2008, 1:36 pm |
| RE: RE: Lower rates for some? | Einstein | Aug 25, 2008, 1:35 pm |
| RE: RE: Try Another Approach | Esad | Aug 25, 2008, 1:31 pm |
| RE: RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 1:29 pm |
| RE: Lower rates for some? | Analyst | Aug 25, 2008, 1:17 pm |
| RE: Try Another Approach | Mr. Solvent | Aug 25, 2008, 1:11 pm |
| RE: RAD | Esad | Aug 25, 2008, 1:01 pm |
| Try Another Approach | Think Differently | Aug 25, 2008, 1:00 pm |
| RE: RAD | Reality | Aug 25, 2008, 12:59 pm |
| RAD | Mr. Solvent | Aug 25, 2008, 12:50 pm |
| RE: RE: Firm Numbers | Mr. Solvent | Aug 25, 2008, 12:48 pm |
| RE: Firm Numbers | RAD | Aug 25, 2008, 12:47 pm |
| RE: RE: Firm Numbers | Logical | Aug 25, 2008, 12:45 pm |
| RE: Firm Numbers | Agree | Aug 25, 2008, 12:33 pm |
| RE: Firm Numbers | Larry Erickson | Aug 25, 2008, 12:26 pm |
| RE: RE: RE: RE: RE: The problem with credit scoring.... | Larry Erickson | Aug 25, 2008, 12:20 pm |
| RE: RE: RE: RE: Lower rates for some? | SWFL Mark | Aug 25, 2008, 12:05 pm |
| RE: RE: RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 11:28 am |
| RE: RE: Lower rates for some? | nobody important | Aug 25, 2008, 11:25 am |
| RE: Lower rates for some? | Mr. Solvent | Aug 25, 2008, 11:20 am |
| Firm Numbers | Mr. Solvent | Aug 25, 2008, 11:16 am |
| RE: RE: RE: RE: The problem with credit scoring.... | John Scrader | Aug 25, 2008, 11:10 am |
| Lower rates for some? | low rate payer | Aug 25, 2008, 11:05 am |
| RE: RE: RE: The problem with credit scoring.... | nobody important | Aug 25, 2008, 10:09 am |
| RE: RE: RE: The problem with credit scoring.... | Ratemaker | Aug 25, 2008, 10:01 am |
| RE: RE: The problem with credit scoring.... | Mr. Solvent | Aug 25, 2008, 9:35 am |
| RE: The problem with credit scoring.... | nobody important | Aug 25, 2008, 9:15 am |
| GEICO & PGR Direct | Rick | Aug 25, 2008, 9:00 am |
| The problem with credit scoring.... | John Scrader | Aug 25, 2008, 8:34 am |
| Great State | nobody important | Aug 25, 2008, 7:23 am |
| not "reasonably expected?!?!?!" | Ratemaker | Aug 25, 2008, 7:06 am |
| Back to article | ||
Subject: RE: RE: RE: RE: Lower rates for some?
If they are strictly going to look at the current score and make a decision based on that score that day, then NO, credit scoring shouldn't be used. A few years ago, Geico was that way. I don't know if they changed since, but it was based on the score that came up that day, and the actual history meant nothing.