Posted On: October 17, 2008, 2:28 pm CDT

Posted By: Answer

I too hate news blurbs that tell you nothing. There was an underlying UM policy in play which paid out coverage after the determination that the at-fault driver was uninsured. The issue for the court was whether the victim's umbrella policy also carried UM. The court ruled (1) that the language of the policy was not unambiguous and that the umbrella policy did not carry UM coverage; and (2) the WI Ins. Administrative Rules exempts umbrella policies from statutory mandates to carry UM coverage, and therefore the umbrella policy was not reformed to be compelled to provide UM coverage.