Posted On: April 30, 2004, 3:31 pm CDT

Posted By: Ken

I am amused by the difference of opinion (supposedly by "insurance-professionals" on the issue of whether this was one or two occurrences. Imagine how the laypeople "jurors" have struggled in making their verdicts, especially in light of the fact that they had the extra burden of knowing what the twin towers meant to the City of New York.

Adding my $.02, I think that this was one occurrence. The terrorists conspired or acted in concert to take down the "twin towers" (2 buildings on 1 campus. Remember, when you first heard the news of: "plane struck 1 tower", you may have thought it was a single engine plane piloted byu an idiot, but when you heard that a second plane struck the other tower, you quickly determined "act of terrorists"

All I know is that A brokerage house better have their E & O coverage layered up to the max, or a team of underwriters better find new employers before their names become synonymous with "Murphy" (Murphy's law.