Posted On: April 11, 2005, 4:32 pm CDT

Posted By: Insuranceguy

To do a job right, we examine the whole of a customer's risk profile. Financeguy, who likes to belittle our work, would rather you call a no-name roulette clerk and order your own malpractice from the GEICO check-the-box menu, get a state minimum policy because that's the cheapest offering, depriving yourself of underinsured motorists coverage, and exposing your assets to lien and confiscation. (After all, Insure.com states finding the cheapest price makes you an "insurance genius") Then, you can order your homeowners policy from a Dot-com website, insure the mortgage and end up with a 5% cyclone deductible on your Form 1 policy, and not even consider that you need an umbrella. Call progressive.com for your state minimum no guest passenger coverage motorcycle policy, and when you call this wonderful hodge-podge of insurance muck, you never talk to the same person twice. That is your preference, Mr. Know-it-all Finance man, but some people choose value over cheap. And, I suppose these wonderful carriers who you endorse employ no one? What a crock. We know our clients, and we look out for them, for as many years as we continue in this career. Keep eating at the Big Boy Buffet and buying your car insurance from a lizard.