Posted On: March 15, 2006, 10:00 am CST

Posted By: consider this

You wanted to get the Insurance Company Name that is not paying Wind Damage...State Farm.Three houses on our block, and one located forty feet away from ours...were all insured thru Allstate. Allstates engineers determined wind storms took the homes..and those folks were all paid 100% homeowners for their wind damage. State Farm, who advertises and boasts broader coverage than any other insurance company in Mississippi, refuses to pay for our wind damage.
The agent's name is Mike Meyers.
The exact wording on the Hurricane Endorsement is: FE-5301.1
"As used in this endorsement HURRICANE means a storm system that has been declared to be a hurricane by the National Hurricane Center of the National Weather Service. The duration of the hurricane includes the time period, in the state:
1.beginning at the time a hurricane watch or hurricane warning is issued for any part of the state by the NHC or the NWS.
2.Continuing for the time period during which the hurricane conditions exist anywhere in this state and:
3. ending 24 hours following the termination of the last hurricane watch or hurricane warning for any part of the this state by the NHC of teh NWS.
DEDUCTIBLE
The Hurricane Deductible percentage shown in the Declarations applies only for direct physical loss or damage to covered property caused by wind, wind gusts, hail, rain, tornadoes, or cyclones caused by or resulting from a hurricane as define above. The deductable for loss caused by each hurricane ocurrence is the amount determined by applying the deductible percentage shown in the declarations to the COverage A- Dwelling limit shown in the Declarations. In the event of a Hurricane Loss (WHICH WE HAD), this deductible will apply in place of any other deductible stated in the policy. In no event will this deductible be less than the Section 1 deductible amount shown in the Declarations.
All other policy provisions apply