Federal Judge in Mississippi 'Storm Surge' Case Upholds Home Insurance Flood Exclusion
National News April 13, 2006
A federal judge in Mississippi has upheld the water damage exclusion in homeowners insurance policies in a ruling welcomed by insurers.
U.S. District Judge L.T. Senter, Jr. of the Southern ...
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Subject: RE: Roger Poe - To Jay
Posted On: April 17, 2006, 10:07 am CDT
Posted By: Roger Poe
Comment:
4-17-2006
Jay,
You stated;
"Mr. Poe, you have alienated yourself from serious discourse on this any other topic by calling industry professionals (some of whom may very well be adjusting for work you are doing) "vermin". And you cannot slam online discreteness when you yourself failed to disclose your clearly biased position in the issue."
__________
For clarity sake--
Vermin - 'an irritating or obnoxious person' (Google: define vermin).
Scandalous (post 2005 hail storm / post hurricane Rita) issues I, and others, personally witness consumers and neighbors going through with Allstate Insurance, (Pilot Claim Service), State Farm Insurance, USAA, Farmers, the TWIA and etc. insurers, is real.
In-the-trenches field claim loss estimation data proves what policy holders are going through.
Seasoned "Industry" insiders also know what has been, and still is, going on with trusting consumers.
Consider the following Allstate Insurance (industry insider) testimony found online, at a catatastrophe adjusters web-site;
__________
Brooks Todd Posted - 12/18/2003 : 19:10:52
------------------------------------------
I just recieved my adjusters liscence, from The Great State of Texas. I have 22 years in construction (framing, roofing, sales & concrete). I am an excellent estimator, and can build anything from a dawg house to a church.
I am having a hard time finding a job in the adjusting field. I know what my angle is now. Imagine having an adjusters liscence, and being a contractor. I am calling Allstate tommorow. You have to change with the times.
Brooks
khromas Posted - 12/18/2003 : 23:06:22
-----------------------------------------
Brooks,
I would not advise calling Allstate if you wish to keep your integrity intact.
After almost 7 years with them and having held a variety of positions, including the sole Quality Evaluator for the entire southern half of Texas, I finally became fed up with their approach to requiring every adjuster to KNOWINGLY underpay every claim and left them this past July.
The head of Allstate in Texas - Gary Briggs - had the nerve to stand up in front of an agent's meeting last spring and say (QUOTE) "I love the new HOA+ policy! It doesn't cover anything and WE STILL GET TO KEEP THEIR MONEY!"
I used to tell people whose claim I was handling that "the good hands of Allstate were right here" as I held my hands out for them. I could no longer do that in good faith and look myself in the mirror so I left.
One of these days the Texas DOI is going to catch up with their property handling practices and then it will all hit the fan!
Good luck with anyone else!
Kevin Hromas Country: USA | Posts: 75
http://72.14.203.104/search?q=cache:LH8RbB9s00UJ:www.catadjuster.org/forum/m_899/mpage_10/key_/tm.htm++gary+briggs+allstate+intentionally+underpay+claim&hl=en&gl=us&ct=clnk&cd=2
__________
You're right Jay.
Vermin may not have been an appropriate term.
"Predatory vermin" is more appropriate.
rogerpoegc@yahoo.com
P.S. As I've stated many times before, honorable insureres and adjusters exist.
Too, my "position" is not biased.
Unfair and deceptive insurers claim settlement protocols are though...
Subject: RE: Roger Poe - To Jay
Jay,
You stated;
"Mr. Poe, you have alienated yourself from serious discourse on this any other topic by calling industry professionals (some of whom may very well be adjusting for work you are doing) "vermin". And you cannot slam online discreteness when you yourself failed to disclose your clearly biased position in the issue."
__________
For clarity sake--
Vermin - 'an irritating or obnoxious person' (Google: define vermin).
Scandalous (post 2005 hail storm / post hurricane Rita) issues I, and others, personally witness consumers and neighbors going through with Allstate Insurance, (Pilot Claim Service), State Farm Insurance, USAA, Farmers, the TWIA and etc. insurers, is real.
In-the-trenches field claim loss estimation data proves what policy holders are going through.
Seasoned "Industry" insiders also know what has been, and still is, going on with trusting consumers.
Consider the following Allstate Insurance (industry insider) testimony found online, at a catatastrophe adjusters web-site;
__________
Brooks Todd Posted - 12/18/2003 : 19:10:52
------------------------------------------
I just recieved my adjusters liscence, from The Great State of Texas. I have 22 years in construction (framing, roofing, sales & concrete). I am an excellent estimator, and can build anything from a dawg house to a church.
I am having a hard time finding a job in the adjusting field. I know what my angle is now. Imagine having an adjusters liscence, and being a contractor. I am calling Allstate tommorow. You have to change with the times.
Brooks
khromas Posted - 12/18/2003 : 23:06:22
-----------------------------------------
Brooks,
I would not advise calling Allstate if you wish to keep your integrity intact.
After almost 7 years with them and having held a variety of positions, including the sole Quality Evaluator for the entire southern half of Texas, I finally became fed up with their approach to requiring every adjuster to KNOWINGLY underpay every claim and left them this past July.
The head of Allstate in Texas - Gary Briggs - had the nerve to stand up in front of an agent's meeting last spring and say (QUOTE) "I love the new HOA+ policy! It doesn't cover anything and WE STILL GET TO KEEP THEIR MONEY!"
I used to tell people whose claim I was handling that "the good hands of Allstate were right here" as I held my hands out for them. I could no longer do that in good faith and look myself in the mirror so I left.
One of these days the Texas DOI is going to catch up with their property handling practices and then it will all hit the fan!
Good luck with anyone else!
Kevin Hromas Country: USA | Posts: 75
http://72.14.203.104/search?q=cache:LH8RbB9s00UJ:www.catadjuster.org/forum/m_899/mpage_10/key_/tm.htm++gary+briggs+allstate+intentionally+underpay+claim&hl=en&gl=us&ct=clnk&cd=2
__________
You're right Jay.
Vermin may not have been an appropriate term.
"Predatory vermin" is more appropriate.
rogerpoegc@yahoo.com
P.S. As I've stated many times before, honorable insureres and adjusters exist.
Too, my "position" is not biased.
Unfair and deceptive insurers claim settlement protocols are though...