Federal Judge in Mississippi 'Storm Surge' Case Upholds Home Insurance Flood Exclusion
National News • April 13, 2006
A federal judge in Mississippi has upheld the water damage exclusion in homeowners insurance policies in a ruling welcomed by insurers.
U.S. District Judge L.T. Senter, Jr. of the Southern ...
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Subject: GOOD HANDS...MY ***!
Posted On: April 18, 2006, 4:26 pm CDT
Posted By: Katrina Survivor
Comment:
HURRICANES PRODUCE WIND AND WATER DAMAGE.
THE HOMEOWNERS INS SHOULD NOT HAVE TO PAY FOR WATER DAMAGE BUT THEY ARE TRYING TO GET OUT OF PAYING FOR WIND DAMAGE.
ADD YOUR ANNUAL PREMIUM.
ADD YOUR POLICY DEDUCTIBLE.
ADD YOUR ADDITIONAL HURRICANE DEDUCTIBLE
(15% OF THE VALUE OF YOUR POLICY)
ADD THE FACT THAT THE INS. WILL ONLY PAY ABOVE THE WATER LINE.
IF YOU ARE LUCKY THEY WILL PAY FOR A NEW ROOF MINUS ALL OF YOUR DEDUCTIBLES AND MINUS DEPRECIATION.
THE HOMEOWNER STILL LOOSES AND THE INSURANCE COMPANIES STILL GO TO THE BANK.
FLOOD IS FLOOD BUT THE INSURANCE COMPANIES MUST PAY FOR WIND DAMAGES.
IF NOT, ALLOW FEMA TO SELL HURRICANE INSURANCE INCLUDING BOTH FLOOD/WIND DAMAGE.
THIS WOULD RESOLVE WIND VS WATER FOREVER.
P.S. WHEN I SEE/HEAR ALLSTATE OR STATE FARM COMMERCIALS, I GET SICK TO MY STOMACH. HOW DARE THEY PRETEND TO BE GOOD NEIGHBORS. WE TRUSTED THEM AND WE PAID THEM MUCH MORE THAN FLOOD INSURANCE COST TO FINANCIALLY PROTECT OUR HOMES. THEY REFUSE TO ACKNOWLEDGE WIND DAMAGE.
AMERICA MUST STAND UP AND BECOME UNITED OR WE'RE GOING TO BE THE SLAVES IN OUR OWN COUNTIES. EVERYONE KEEPS MAKING THE RULES FOR US AND CHANGING THEM TOO. WE ARE THE INFRASTRUCTURE OF THIS COUNTRY. THE LAW ABIDING CITIZENS, THE HOMEOWNERS AND YET WE HAVE NO RIGHTS.
YOU ARE EITHER HONEST OR DISHONEST AND YOU HAVE A CHOICE.
Subject: GOOD HANDS...MY ***!
THE HOMEOWNERS INS SHOULD NOT HAVE TO PAY FOR WATER DAMAGE BUT THEY ARE TRYING TO GET OUT OF PAYING FOR WIND DAMAGE.
ADD YOUR ANNUAL PREMIUM.
ADD YOUR POLICY DEDUCTIBLE.
ADD YOUR ADDITIONAL HURRICANE DEDUCTIBLE
(15% OF THE VALUE OF YOUR POLICY)
ADD THE FACT THAT THE INS. WILL ONLY PAY ABOVE THE WATER LINE.
IF YOU ARE LUCKY THEY WILL PAY FOR A NEW ROOF MINUS ALL OF YOUR DEDUCTIBLES AND MINUS DEPRECIATION.
THE HOMEOWNER STILL LOOSES AND THE INSURANCE COMPANIES STILL GO TO THE BANK.
FLOOD IS FLOOD BUT THE INSURANCE COMPANIES MUST PAY FOR WIND DAMAGES.
IF NOT, ALLOW FEMA TO SELL HURRICANE INSURANCE INCLUDING BOTH FLOOD/WIND DAMAGE.
THIS WOULD RESOLVE WIND VS WATER FOREVER.
P.S. WHEN I SEE/HEAR ALLSTATE OR STATE FARM COMMERCIALS, I GET SICK TO MY STOMACH. HOW DARE THEY PRETEND TO BE GOOD NEIGHBORS. WE TRUSTED THEM AND WE PAID THEM MUCH MORE THAN FLOOD INSURANCE COST TO FINANCIALLY PROTECT OUR HOMES. THEY REFUSE TO ACKNOWLEDGE WIND DAMAGE.
AMERICA MUST STAND UP AND BECOME UNITED OR WE'RE GOING TO BE THE SLAVES IN OUR OWN COUNTIES. EVERYONE KEEPS MAKING THE RULES FOR US AND CHANGING THEM TOO. WE ARE THE INFRASTRUCTURE OF THIS COUNTRY. THE LAW ABIDING CITIZENS, THE HOMEOWNERS AND YET WE HAVE NO RIGHTS.
YOU ARE EITHER HONEST OR DISHONEST AND YOU HAVE A CHOICE.