Federal Judge in Mississippi 'Storm Surge' Case Upholds Home Insurance Flood Exclusion
National News • April 13, 2006
A federal judge in Mississippi has upheld the water damage exclusion in homeowners insurance policies in a ruling welcomed by insurers.
U.S. District Judge L.T. Senter, Jr. of the Southern ...
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Subject: RE: RE: Tony - Insurers DO Underpay Claims...In Many Ways
Posted On: May 16, 2006, 6:28 pm CDT
Posted By: Tony
Comment:
Mark,
Thanks for answering this for me. I didn't get my notification that a reply was made.
Roger, any honest, hard working adjuster can see through you like a pane of glass. You KNOW Mark is right. Just because you don't get all your money up front, does NOT mean it will not be paid. MOST companies merely require a signed contract between the insured and a licensed GC to pay any depreciation or replacement cost benefits. You KNOW this, (IF you have been in business longer than 2 months) but you deliberately leave it out of your statement to attempt to incite support for your position.
When are you going to realize that your best option is to leave it alone. IF you find someone out there who is not doing their job properly (NOT just not the way you want it done, but improperly according to industry standards &/or company practice which if you are as experienced as you propound, you will know what each company does and doesn't do)
Any adjuster that is worth his salt that reads the tripe you are putting on this site can blow your claims out of the water. You know it, Mark knows it and I know it. Be honest and up front and maybe people will listen to what you have to say. Act as you have here and no wonder you have problems w/ adjusters.
To all others, Mark is right. IF there is a problem w/ your estimate vs. an insurance companies est, contact your adjuster or his/her mgr asap. There is a reason they are called estimates. Like I tell all my customers, "I am pretty good at my job, but there was only one perfect person and I ain't him. I do make mistakes, but will listen if the insured or their contractor can/will point them out".
Subject: RE: RE: Tony - Insurers DO Underpay Claims...In Many Ways
Thanks for answering this for me. I didn't get my notification that a reply was made.
Roger, any honest, hard working adjuster can see through you like a pane of glass. You KNOW Mark is right. Just because you don't get all your money up front, does NOT mean it will not be paid. MOST companies merely require a signed contract between the insured and a licensed GC to pay any depreciation or replacement cost benefits. You KNOW this, (IF you have been in business longer than 2 months) but you deliberately leave it out of your statement to attempt to incite support for your position.
When are you going to realize that your best option is to leave it alone. IF you find someone out there who is not doing their job properly (NOT just not the way you want it done, but improperly according to industry standards &/or company practice which if you are as experienced as you propound, you will know what each company does and doesn't do)
Any adjuster that is worth his salt that reads the tripe you are putting on this site can blow your claims out of the water. You know it, Mark knows it and I know it. Be honest and up front and maybe people will listen to what you have to say. Act as you have here and no wonder you have problems w/ adjusters.
To all others, Mark is right. IF there is a problem w/ your estimate vs. an insurance companies est, contact your adjuster or his/her mgr asap. There is a reason they are called estimates. Like I tell all my customers, "I am pretty good at my job, but there was only one perfect person and I ain't him. I do make mistakes, but will listen if the insured or their contractor can/will point them out".