Federal Judge in Mississippi 'Storm Surge' Case Upholds Home Insurance Flood Exclusion
National News April 13, 2006
A federal judge in Mississippi has upheld the water damage exclusion in homeowners insurance policies in a ruling welcomed by insurers.
U.S. District Judge L.T. Senter, Jr. of the Southern ...
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Subject: RE: Insurers and adjusters are "abusing" claiments.
Posted On: May 18, 2006, 6:49 pm CDT
Posted By: Charles
Comment:
Claim Hawk, I have been wondering how many decent adjusters have said," No more falseness, dishonesty to close to me -- I'll be sullied sooner or later! --I quit!" Also , how does the individual claiment "fight" the multi-billion dollar insurer that insists that Katrina did not cause ANY loss as there was flooding at, by or on your property..??? After inquiring abaout my small claim, $10,000 was told on the phone that "If it got wet you not getting a "dime" [or penny, perhaps!]. I do not see how after over 20 years and no problems, I can do any more business with State Farm....and neighbors and friends tell me of similar experiences. After discust with no action, I , for one, badgered the "AUTHORITIES" [read...Insurance Commissiioner and Attorney, seem only to be able to travel about 300 miles, meet State Farm employees? in madiation or arbitration??? Even then how can I or State Farm PROOVE there was WINDSTORM damage [called Katrina] PRIOR to any water [read flood]damage. When I examined the scene of the missing or destroyed building and contents it seemed OBVIOUS there was EVIDENCE of extreme wind destruction....I do not think the claims folks had ever been to a Cat site, let alone the subject property----but I have little in the way of proof other than photos of the area that was totally devistated--literally nothing of a building and ZERO contents. Please anyone, give us some ideas or tips on how to handle this travesty. Thanks, Charles
Subject: RE: Insurers and adjusters are "abusing" claiments.