Posted On: November 29, 2006, 8:44 am CST

Posted By: wudchuck

I work for an major insurance company. I know that we do not use just credit alone. But to think that it has a true bearing on someone's risk of driving, I think not! In today's society we over extend the power of numbers even to where it does not affect things. It's like when we talk about politics. In the truth of it all, is it not the concern is the actual production. What you do and not percieve what might happen. We all take risks, but they should not be considered as an extra based in financial standing. That would be like the Lloyds of London, thinking that a small company plans on having fraud to make money. They don't! So why should we have the same for insurance for auto's? Again, let's take the part of the equation out of the picture. Keep it strickly to their driving history and all drivers.