Posted On: December 4, 2006, 4:58 pm CST

Posted By: wudchuck

As this is the reason why so many folks get upset. There are some that would file a claim of some sort trying to get themselves out of the $$$ grave. But I think in many cases, it's like the lady stated. Sometimes it is hard to stay above water and that should not be used to determine your risk of DRIVING! Key to solve these issues is the states willingness to pursue fraud and make them pay not only the restitution of the $$ paid out, but also the time involved with the court and the time involved with the investigation by the companies involved. FRAUD is causing the credit to be used and it should not be. Risk for insurance should be solely on your driving and the area you live.