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13 States File Briefs Against Credit Scoring in U.S. Supreme Court Case
National News • December 27, 2006
Delaware Insurance Commissioner Matt Denn has taken arguments against insurance industry use of credit scoring to the U.S. Supreme Court, filing a brief in a pending case involving the ...
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| Subject | Posted By | Posted On |
|---|---|---|
| A different perspective | C Hanson | Jan 18, 2007, 12:51 pm |
| RE: Monopolize The Insurance Industry | Ex Geico | Jan 16, 2007, 6:31 pm |
| RE: Dear Ex Geico | Ex Geico | Jan 16, 2007, 6:17 pm |
| Dear Ex Geico | Einstein | Jan 16, 2007, 5:36 pm |
| RE: RE: The real World ( get real) | Former GEICO Employee | Jan 16, 2007, 5:00 pm |
| At the end of the day.... | Former GEICO employee | Jan 16, 2007, 4:39 pm |
| really the end...... | Einstein | Jan 5, 2007, 9:09 am |
| Insurance Score Considerations | W. M. Wilson | Jan 4, 2007, 9:34 pm |
| RE: RE: RE: Predictor! | R W Schlotzki | Jan 4, 2007, 2:57 pm |
| The end........but | Einstein | Jan 3, 2007, 3:18 pm |
| no credit | chad balaamaba | Jan 3, 2007, 3:07 pm |
| RE: CAS study | Mica | Jan 3, 2007, 3:02 pm |
| CAS study | Getting Screwed | Jan 3, 2007, 1:41 pm |
| credit scoring | former geico employee | Jan 3, 2007, 11:03 am |
| right or wrong? | Einstein | Jan 3, 2007, 10:46 am |
| RE: RE: underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 3, 2007, 10:26 am |
| RE: underwriting isn't as simple as checking credit | LLCJ | Jan 3, 2007, 8:14 am |
| RE: RE: RE: RE: RE: Credit Scoring Biased | Ed | Jan 2, 2007, 7:53 pm |
| RE: RE: underwriting isn't as simple as checking credit | Einstein | Jan 2, 2007, 7:42 pm |
| RE: RE: RE: RE: RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 2, 2007, 7:00 pm |
| RE: underwriting isn't as simple as checking credit | get real | Jan 2, 2007, 6:31 pm |
| RE: RE: RE: RE: RE: RE: RE: The real World ( get real) | get real | Jan 2, 2007, 6:22 pm |
| RE: Race based underwriting | NTXCoog | Jan 2, 2007, 4:50 pm |
| underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 4:00 pm |
| RE: RE: RE: underwriting isn't as simple as checking credit | LLCJ | Jan 2, 2007, 3:50 pm |
| RE: RE: underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 3:25 pm |
| RE: underwriting isn't as simple as checking credit | LLCJ | Jan 2, 2007, 3:18 pm |
| underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 2:36 pm |
| RE: RE: Predictor! | LLCJ | Jan 2, 2007, 1:11 pm |
| RE: RE: RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 1, 2007, 3:27 pm |
| RE: RE: RE: RE: RE: The real World ( get real) | get real | Jan 1, 2007, 3:02 pm |
| RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 1, 2007, 1:07 pm |
| RE: RE: RE: The real World ( get real) | get real | Jan 1, 2007, 10:48 am |
| RE: RE: The real World ( get real) | Einstein | Dec 31, 2006, 1:56 pm |
| RE: The real World ( get real) | get real | Dec 31, 2006, 1:45 pm |
| RE: The real World ( get real) | Mjolnir | Dec 31, 2006, 12:34 pm |
| The real World ( get real) | Einstein | Dec 30, 2006, 9:24 pm |
| The real World | Eintstein | Dec 30, 2006, 9:06 pm |
| RE: right or wrong? | get real | Dec 30, 2006, 8:44 pm |
| RE: right or wrong? | Mica | Dec 30, 2006, 7:34 pm |
| right or wrong? | einstein | Dec 30, 2006, 4:04 pm |
| RE: Credit Scoring | get real | Dec 30, 2006, 11:00 am |
| RE: RE: Touch a nerve | get real | Dec 30, 2006, 10:52 am |
| RE: Touch a nerve | get real | Dec 30, 2006, 10:48 am |
| RE: RE: RE: The Study | Get real | Dec 30, 2006, 10:43 am |
| only time will tell | Einstein | Dec 29, 2006, 1:10 pm |
| RE: Credit Scoring Vs Insurance Scoring | Mica | Dec 29, 2006, 11:44 am |
| Monopolize The Insurance Industry | Justice | Dec 29, 2006, 10:34 am |
| Credit Scoring Vs Insurance Scoring | JB | Dec 29, 2006, 6:35 am |
| RE: RE: RE: RE: Credit Scoring Biased | Einstein | Dec 28, 2006, 8:23 pm |
| RE: RE: Touch a nerve | Dennis | Dec 28, 2006, 4:49 pm |
| RE: Touch a nerve | Mica | Dec 28, 2006, 1:26 pm |
| RE: Predictor! | needs proof | Dec 28, 2006, 1:13 pm |
| Credit Scoring | Nan | Dec 28, 2006, 11:16 am |
| Thank you. | Mjolnir | Dec 28, 2006, 9:39 am |
| insurancescore.net is Fraudulent | David | Dec 28, 2006, 8:52 am |
| Credit Scoring | Insurance Monkey | Dec 28, 2006, 8:47 am |
| RE: Credit Scoring | caveat emptor | Dec 27, 2006, 6:22 pm |
| Credit Scoring | Mjolnir | Dec 27, 2006, 5:28 pm |
| RE: RE: Calif Rating System Works Without Credit Scoring | John Scrader | Dec 27, 2006, 5:00 pm |
| RE: Calif Rating System Works Without Credit Scoring | Calif Agent | Dec 27, 2006, 4:41 pm |
| what a discussion! | bob | Dec 27, 2006, 4:30 pm |
| RE: Unintended Consequences | Humor | Dec 27, 2006, 4:29 pm |
| Unintended Consequences | Joe Agent | Dec 27, 2006, 4:21 pm |
| RE: RE: The Study | Tiffany Sanders | Dec 27, 2006, 3:53 pm |
| abolish credit scoring - increase my commission | gill fin | Dec 27, 2006, 3:51 pm |
| RE: RE: Credit Scoring | Dawn | Dec 27, 2006, 3:45 pm |
| Geico | Coach | Dec 27, 2006, 3:44 pm |
| RE: RE: Credit Scoring | Tracy | Dec 27, 2006, 3:36 pm |
| RE: Credit Scoring | John D. Wiemann | Dec 27, 2006, 3:17 pm |
| RE: The Study | Danny P | Dec 27, 2006, 3:10 pm |
| Touch a nerve | Don | Dec 27, 2006, 3:06 pm |
| The Study | PL Guy | Dec 27, 2006, 3:00 pm |
| Race based ....To: LLJC | Danny P | Dec 27, 2006, 2:57 pm |
| RE: RE: Race based underwriting | LLCJ | Dec 27, 2006, 2:48 pm |
| To Bob | Abe | Dec 27, 2006, 2:34 pm |
| RE: Race based underwriting | MC | Dec 27, 2006, 2:27 pm |
| RE: Race based underwriting | bob | Dec 27, 2006, 2:25 pm |
| Race based underwriting | Danny P | Dec 27, 2006, 2:17 pm |
| I love credit scoring | bob | Dec 27, 2006, 2:16 pm |
| RE: RE: RE: RE: RE: RE: Credit Scoring Biased | ernie | Dec 27, 2006, 2:11 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | Judgment, decisions | Dec 27, 2006, 1:42 pm |
| Predictor! | LLCJ | Dec 27, 2006, 1:41 pm |
| RE: RE: Credit Scoring Biased | JW | Dec 27, 2006, 1:39 pm |
| RE: RE: RE: RE: Credit Scoring Biased | C.Williams | Dec 27, 2006, 1:31 pm |
| Credit rating of Insurance rating | Ron Meyer | Dec 27, 2006, 1:27 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | LLCJ | Dec 27, 2006, 1:26 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | The Truth | Dec 27, 2006, 1:25 pm |
| RE: RE: RE: RE: Credit Scoring Biased | Really??? | Dec 27, 2006, 1:17 pm |
| RE: RE: RE: Credit Scoring Biased | Can't believe this crap | Dec 27, 2006, 1:12 pm |
| Redlined | Jeff the Cynic | Dec 27, 2006, 11:52 am |
| Credit Scoring Biased | Redlined | Dec 27, 2006, 11:19 am |
| RE: RE: Credit Scoring Biased | get real | Dec 27, 2006, 10:55 am |
| RE: Credit Scoring Biased | Mjolnir | Dec 27, 2006, 10:43 am |
| Back to article | ||
Subject: RE: Credit Scoring Vs Insurance Scoring
That is our experience. Aisus.com builds online rating for insurance companies. We have seen companies 'open' up to more difficult risks using our technology to rate/underwrite online with scoring.
When I hear agents complaining about scoring, I believe they don't know their own markets. Captive and leading independent carriers like Progressive are taking better risks out of the independent agency. The business walking into the independent agency is of higher risk on average than 5-10 years ago because of this. The companies we represent have noticed a decline in 'good' scoring new business as that business migrates. More and more business is business that has had rates significantly increased or dropped due to scoring with captive companies.
Scoring is good for independent agents because the companies they write for will be able to implement the same policies as State Farm, Progressive, etc making them competitive.