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13 States File Briefs Against Credit Scoring in U.S. Supreme Court Case
National News • December 27, 2006
Delaware Insurance Commissioner Matt Denn has taken arguments against insurance industry use of credit scoring to the U.S. Supreme Court, filing a brief in a pending case involving the ...
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| Subject | Posted By | Posted On |
|---|---|---|
| A different perspective | C Hanson | Jan 18, 2007, 12:51 pm |
| RE: Monopolize The Insurance Industry | Ex Geico | Jan 16, 2007, 6:31 pm |
| RE: Dear Ex Geico | Ex Geico | Jan 16, 2007, 6:17 pm |
| Dear Ex Geico | Einstein | Jan 16, 2007, 5:36 pm |
| RE: RE: The real World ( get real) | Former GEICO Employee | Jan 16, 2007, 5:00 pm |
| At the end of the day.... | Former GEICO employee | Jan 16, 2007, 4:39 pm |
| really the end...... | Einstein | Jan 5, 2007, 9:09 am |
| Insurance Score Considerations | W. M. Wilson | Jan 4, 2007, 9:34 pm |
| RE: RE: RE: Predictor! | R W Schlotzki | Jan 4, 2007, 2:57 pm |
| The end........but | Einstein | Jan 3, 2007, 3:18 pm |
| no credit | chad balaamaba | Jan 3, 2007, 3:07 pm |
| RE: CAS study | Mica | Jan 3, 2007, 3:02 pm |
| CAS study | Getting Screwed | Jan 3, 2007, 1:41 pm |
| credit scoring | former geico employee | Jan 3, 2007, 11:03 am |
| right or wrong? | Einstein | Jan 3, 2007, 10:46 am |
| RE: RE: underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 3, 2007, 10:26 am |
| RE: underwriting isn't as simple as checking credit | LLCJ | Jan 3, 2007, 8:14 am |
| RE: RE: RE: RE: RE: Credit Scoring Biased | Ed | Jan 2, 2007, 7:53 pm |
| RE: RE: underwriting isn't as simple as checking credit | Einstein | Jan 2, 2007, 7:42 pm |
| RE: RE: RE: RE: RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 2, 2007, 7:00 pm |
| RE: underwriting isn't as simple as checking credit | get real | Jan 2, 2007, 6:31 pm |
| RE: RE: RE: RE: RE: RE: RE: The real World ( get real) | get real | Jan 2, 2007, 6:22 pm |
| RE: Race based underwriting | NTXCoog | Jan 2, 2007, 4:50 pm |
| underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 4:00 pm |
| RE: RE: RE: underwriting isn't as simple as checking credit | LLCJ | Jan 2, 2007, 3:50 pm |
| RE: RE: underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 3:25 pm |
| RE: underwriting isn't as simple as checking credit | LLCJ | Jan 2, 2007, 3:18 pm |
| underwriting isn't as simple as checking credit | Ray Balaamababa | Jan 2, 2007, 2:36 pm |
| RE: RE: Predictor! | LLCJ | Jan 2, 2007, 1:11 pm |
| RE: RE: RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 1, 2007, 3:27 pm |
| RE: RE: RE: RE: RE: The real World ( get real) | get real | Jan 1, 2007, 3:02 pm |
| RE: RE: RE: RE: The real World ( get real) | Einstein | Jan 1, 2007, 1:07 pm |
| RE: RE: RE: The real World ( get real) | get real | Jan 1, 2007, 10:48 am |
| RE: RE: The real World ( get real) | Einstein | Dec 31, 2006, 1:56 pm |
| RE: The real World ( get real) | get real | Dec 31, 2006, 1:45 pm |
| RE: The real World ( get real) | Mjolnir | Dec 31, 2006, 12:34 pm |
| The real World ( get real) | Einstein | Dec 30, 2006, 9:24 pm |
| The real World | Eintstein | Dec 30, 2006, 9:06 pm |
| RE: right or wrong? | get real | Dec 30, 2006, 8:44 pm |
| RE: right or wrong? | Mica | Dec 30, 2006, 7:34 pm |
| right or wrong? | einstein | Dec 30, 2006, 4:04 pm |
| RE: Credit Scoring | get real | Dec 30, 2006, 11:00 am |
| RE: RE: Touch a nerve | get real | Dec 30, 2006, 10:52 am |
| RE: Touch a nerve | get real | Dec 30, 2006, 10:48 am |
| RE: RE: RE: The Study | Get real | Dec 30, 2006, 10:43 am |
| only time will tell | Einstein | Dec 29, 2006, 1:10 pm |
| RE: Credit Scoring Vs Insurance Scoring | Mica | Dec 29, 2006, 11:44 am |
| Monopolize The Insurance Industry | Justice | Dec 29, 2006, 10:34 am |
| Credit Scoring Vs Insurance Scoring | JB | Dec 29, 2006, 6:35 am |
| RE: RE: RE: RE: Credit Scoring Biased | Einstein | Dec 28, 2006, 8:23 pm |
| RE: RE: Touch a nerve | Dennis | Dec 28, 2006, 4:49 pm |
| RE: Touch a nerve | Mica | Dec 28, 2006, 1:26 pm |
| RE: Predictor! | needs proof | Dec 28, 2006, 1:13 pm |
| Credit Scoring | Nan | Dec 28, 2006, 11:16 am |
| Thank you. | Mjolnir | Dec 28, 2006, 9:39 am |
| insurancescore.net is Fraudulent | David | Dec 28, 2006, 8:52 am |
| Credit Scoring | Insurance Monkey | Dec 28, 2006, 8:47 am |
| RE: Credit Scoring | caveat emptor | Dec 27, 2006, 6:22 pm |
| Credit Scoring | Mjolnir | Dec 27, 2006, 5:28 pm |
| RE: RE: Calif Rating System Works Without Credit Scoring | John Scrader | Dec 27, 2006, 5:00 pm |
| RE: Calif Rating System Works Without Credit Scoring | Calif Agent | Dec 27, 2006, 4:41 pm |
| what a discussion! | bob | Dec 27, 2006, 4:30 pm |
| RE: Unintended Consequences | Humor | Dec 27, 2006, 4:29 pm |
| Unintended Consequences | Joe Agent | Dec 27, 2006, 4:21 pm |
| RE: RE: The Study | Tiffany Sanders | Dec 27, 2006, 3:53 pm |
| abolish credit scoring - increase my commission | gill fin | Dec 27, 2006, 3:51 pm |
| RE: RE: Credit Scoring | Dawn | Dec 27, 2006, 3:45 pm |
| Geico | Coach | Dec 27, 2006, 3:44 pm |
| RE: RE: Credit Scoring | Tracy | Dec 27, 2006, 3:36 pm |
| RE: Credit Scoring | John D. Wiemann | Dec 27, 2006, 3:17 pm |
| RE: The Study | Danny P | Dec 27, 2006, 3:10 pm |
| Touch a nerve | Don | Dec 27, 2006, 3:06 pm |
| The Study | PL Guy | Dec 27, 2006, 3:00 pm |
| Race based ....To: LLJC | Danny P | Dec 27, 2006, 2:57 pm |
| RE: RE: Race based underwriting | LLCJ | Dec 27, 2006, 2:48 pm |
| To Bob | Abe | Dec 27, 2006, 2:34 pm |
| RE: Race based underwriting | MC | Dec 27, 2006, 2:27 pm |
| RE: Race based underwriting | bob | Dec 27, 2006, 2:25 pm |
| Race based underwriting | Danny P | Dec 27, 2006, 2:17 pm |
| I love credit scoring | bob | Dec 27, 2006, 2:16 pm |
| RE: RE: RE: RE: RE: RE: Credit Scoring Biased | ernie | Dec 27, 2006, 2:11 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | Judgment, decisions | Dec 27, 2006, 1:42 pm |
| Predictor! | LLCJ | Dec 27, 2006, 1:41 pm |
| RE: RE: Credit Scoring Biased | JW | Dec 27, 2006, 1:39 pm |
| RE: RE: RE: RE: Credit Scoring Biased | C.Williams | Dec 27, 2006, 1:31 pm |
| Credit rating of Insurance rating | Ron Meyer | Dec 27, 2006, 1:27 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | LLCJ | Dec 27, 2006, 1:26 pm |
| RE: RE: RE: RE: RE: Credit Scoring Biased | The Truth | Dec 27, 2006, 1:25 pm |
| RE: RE: RE: RE: Credit Scoring Biased | Really??? | Dec 27, 2006, 1:17 pm |
| RE: RE: RE: Credit Scoring Biased | Can't believe this crap | Dec 27, 2006, 1:12 pm |
| Redlined | Jeff the Cynic | Dec 27, 2006, 11:52 am |
| Credit Scoring Biased | Redlined | Dec 27, 2006, 11:19 am |
| RE: RE: Credit Scoring Biased | get real | Dec 27, 2006, 10:55 am |
| RE: Credit Scoring Biased | Mjolnir | Dec 27, 2006, 10:43 am |
| Back to article | ||
Subject: underwriting isn't as simple as checking credit
I'm well aware of the credit role and what it means to the majority of insurers, however, you have not answered why it is ok to overcharge the driver with no losses and poor credit while it's ok to undercharge the driver with good credit and a poor DRIVING record. Sorry, but a DRIVING record is a much more reliable indicator than credit.
Credit is a great measure, but it cannot be the only measure, and and it cannot be absolute. Sorry, you and I will not agree here. If you want to add appeals for what color of car, etc, that's fine with me, but credit is not an absolute measure of risk. Yes, it's a measure that many carriers have used to become more profitable, but that does not make it an ethical measure for a regulated business.