Posted On: January 16, 2007, 7:00 am CST

Posted By: Will

Bottom line is this: It was/is assine for an insurance company to stand on the "water took it all idea".... in many cases there were sustained Cat 2+ winds for as much as 6-8 hours before water unindated some of these homes. The foolish thing to say was when SF stated that it was possible that NO damage occured not even a shingle. These people got a policy limit verdict because SF and many of the other carriers just wrote it all off to water if your home was at or below the surge line. All most wanted was a resonable settle that wind was at least partially responsible for the destruction of the home. In my particular case I was able to prove and the insurance company agreed,(after a 8 month fight ) that there was substantial damage to the home from tornadic/micro burst activity. I received a tad over 50% of the policy limits enforce. Nothing is cut a dried, and I would also agree that the punitive is over the top. Hell my rates had already tripled in the previous 7 years.