National News
Viewing comments for:
Judge Orders 83 Katrina Claims Cases, Including Sen. Lott's, to Mediation
National News • January 11, 2007
A federal judge on Wednesday ordered into mediation dozens of lawsuits policyholders filed against insurance companies after Hurricane Katrina.
Several of the cases sent to mediation, which accuse ...
Insurance Journal is not responsible for the content of the message below.
| Subject | Posted By | Posted On |
|---|---|---|
| Are You Still Going to let them Screw Us With False Policy? | Had Enough of False Policy | Mar 19, 2007, 10:43 pm |
| Can People Still getA Lawyer/ If they did not go 2 Mediation | Lost A Home 4 the 3rd time? | Jan 27, 2007, 5:38 pm |
| Is mediation worth it? | Is mediation worth it? | Jan 27, 2007, 5:17 pm |
| Still Held Hostage by State Farm Until a new home is built | Kim David | Jan 18, 2007, 5:40 pm |
| Waiting no answer yet | Hal | Jan 18, 2007, 4:58 pm |
| To: Wise Men that Read their Policy then Purchased it Duh | Kim David | Jan 18, 2007, 4:17 pm |
| RE: RE: Fema-Hurricane Ins O R Self Insured City/State | bob laublaw | Jan 17, 2007, 2:18 pm |
| If it works here-it will work anywhere Fema paid 100% | Good Hands.... M y As s | Jan 17, 2007, 12:33 pm |
| RE: Fema-Hurricane Ins O R Self Insured City/State | Hal | Jan 17, 2007, 10:41 am |
| Fema-Hurricane Ins O R Self Insured City/State | Taking Matters In Our Own Hand | Jan 17, 2007, 9:56 am |
| RE: RE: RE: Ignorance is one of their best money makers | Tired | Jan 17, 2007, 8:16 am |
| Agent's E & O Insurance - SO I ask again | Hal | Jan 17, 2007, 8:12 am |
| Go after the Agent's E & O Insurance | Insured by Snake Farm | Jan 16, 2007, 7:44 pm |
| RE: RE: RE: Ignorance is one of their best money makers | Hal | Jan 16, 2007, 4:31 pm |
| RE: RE: Ignorance is one of their best money makers | cathy | Jan 16, 2007, 4:24 pm |
| RE: Ignorance is one of their best money makers | Hal | Jan 16, 2007, 2:12 pm |
| Ignorance is one of their best money makers | Survivor of STATE FARM | Jan 16, 2007, 1:45 pm |
| RE: RE: How Stupid ? | bob laublaw | Jan 16, 2007, 1:36 pm |
| RE: RE: How Stupid ? | Hal | Jan 16, 2007, 1:35 pm |
| RE: How Stupid ? | Ripped off by insurance | Jan 16, 2007, 12:30 pm |
| How Stupid ? | Hal | Jan 16, 2007, 11:23 am |
| RE: No Wind, No Water How Stupid do they think we are? | Bud | Jan 16, 2007, 10:41 am |
| Are we Stupid | Hal | Jan 16, 2007, 9:10 am |
| RE: RE: Republicans unite! | southerner | Jan 15, 2007, 10:43 pm |
| No Wind, No Water How Stupid do they think we are? | Self-Insured I Quit them all | Jan 13, 2007, 2:45 pm |
| RE: RE: RE: Deal or No Deal? | Ex-State Farm Homeowner | Jan 13, 2007, 2:27 pm |
| RE: RE: Deal or No Deal? | Read the Contract | Jan 13, 2007, 2:24 pm |
| RE: Republicans unite! | Honest Conservative | Jan 13, 2007, 2:12 pm |
| RE: RE: Deal or No Deal? | KATRINA HOMEOWNER | Jan 12, 2007, 11:55 pm |
| Taylor, Lott, Scruggs & Hood MS Robin Hood | O Say Can U C I'mLady Libert | Jan 12, 2007, 11:49 pm |
| RE: RE: Deal or No Deal? | Texan | Jan 12, 2007, 3:37 pm |
| RE: Deal or No Deal? | Hal | Jan 12, 2007, 1:47 pm |
| RE: Deal or No Deal? | MEM | Jan 12, 2007, 12:47 pm |
| Deal or No Deal? | St. Fine Print | Jan 12, 2007, 12:39 pm |
| RE: Let's Go Down The Road... | Hal | Jan 12, 2007, 8:47 am |
| Let's Go Down The Road... | JJT | Jan 12, 2007, 8:41 am |
| Doing what is right | Hal | Jan 12, 2007, 8:16 am |
| RE: Republicans unite! | Yankee | Jan 12, 2007, 7:31 am |
| Republicans unite! | dem | Jan 11, 2007, 7:40 pm |
| There is a God | isabel | Jan 11, 2007, 7:33 pm |
| Back to article | ||
Subject: RE: RE: Deal or No Deal?
These suits address questions of fact: how much covered wind damage was caused by 200mph gusts before the storm surge ever got there?
Some, but not all, insurers have claimed that it was all flood damage, or that it was impossible to tell how much was wind and how much was flood.
Nobody believes it was all flood damage -- high rises and buildings on high ground suffered massive wind damage and the surge never reached them.
So that leaves mixed damage. If the insurer cannot show what damage was caused by flood instead of wind, the contract must be interpreted in favor of the insured.
If the industry wants to exclude losses caused by a combination of wind and flood, it needs to develop an exclusion that says the whole loss is excluded, rather than just the damage from the excluded peril.