Posted On: January 15, 2007, 1:58 am CST

Posted By: State Farm Homeowner

You are funny... I did laugh...thanks.

They could not gather evidence!
No evidence is available because you can't have a hurricane without wind.
Check the Dictionary for Hurricane.
Never has there been a hurricane without wind.
Duh... They have gotten over on us for so long, It's time they were brought to Justice.
It's written with Deductions & Exclusions to prevent the Homeowner from collecting.


Add Your Annual Premium
Add The Policy Deductible
Add The Hurricane Deductible-15% Ins. Amt
Loop: THEY WILL ONLY PAY
ABOVE THE WATER LINE....
Loop: Minus Depreciation
Loop: No Rain, No Wind Driven Water or Spray, No Hail, No waves, and now they say No Wind.

LOOP HOLES AND EXCLUSIONS

There is No Way In this Life that I will pay them for Hurricane Insurance.

If they did this for a Category 5.
The worst disaster in the USA

They will not pay for anything less.

BUY HURRICANE INSURANCE
BUT THEY WILL NOT PAY FOR WIND OR WATER
Bottom Line:
They want you to pay High Rates
with a Guarantee of a Rate Increase.
but they will not provide Financial
Protection for your home.

Did Any Agent walk their Katrina Client thru and help them file claims that were due. Not that I know.

When I called for LOSS OF USE Benefits.
State Farm Denied that too.
They said, Your home is uninhabitalbe because of WATER.
Some State Farm Agents Lied: They told their clients they did not have LOSS OF USE BENEFITS...EVERY POLICY HAS IT.

THEY DID NOT TELL YOU, OR OFFER IT,
THEY DID NOT PAY IF YOU ASKED FOR IT.

Before we awoke from Katrina.
before anyone could get to their home.
State Farm already started Shouting...
It's All Water, All Water, The Water!

First Thing that my Agent said,
If your home is gone,,,It's All Water!!!
I said No, It's still here but busted up into 3 pieces.
My Dock & Pier did not have a scratch...
Know why: It was under water.
The wind could not destroy it.
A surge would have sucked it away.

They Denied to pay $1.00
then & Left me standing outside.




How can/could they do that?

They do this every time.
It's the Reason for Water Exclusions

They sit back like Spiders...
and wait for MR.Water.
Splash...Off to the Bank they go.

Now they want to exclude wind. LOL