Posted On: February 15, 2007, 4:14 pm CST

Posted By: Sheba

Here's the law that Alaska (where we have earthquakes!) adopted couple years ago: "An insurer may not deny a claim if a risk, hazard, or contingency insured against is the dominant cause of a loss and the denial occurs because an excluded risk, hazard, or contingency is also in a chain of causes but operates on a secondary basis." Other insurers would have been well advised to follow Allstate's example...