Posted On: February 28, 2007, 1:56 pm CST

Posted By: Ring Leader

If you want to be honest, fine. The government has stepped in. In most states temp. DI is required. This is in addition to WC which is were the majority of debilitating accidents occur from. Add to that the tax benefits the federal government gives to people purchasing LTC, making it effectively free for the younger people and affordable to the rest and you have some heavy federal government intervention to start with. Do you really want to be honest? Well, for those who become permenently disabled the Federal Government in conjunction with state government gives you Social Security benefits along with medicare to cover your health costs.

Need government involvement?
Not any more, we have enough.
How do you want it to be paid for?
How much would it cost - if it is manditory the ins. co. would have to cover ALL risks... hmmm then we would need a government agency to cover those risks that are commercially uninsurable... more government involvement... and where would the money for that come from?

You start a downward spiral when you have these dangerous thoughts.

People like you are the reason so much of the money I earn is pissed in the wind by a bunch of faceless morons trying to keep other faceless morons like you happy.

Please, just sit down and enjoy the ride.