Posted On: February 28, 2007, 2:39 pm CST

Posted By: Jennifer

How about we stop making excuses for the part of the population that is not able to pay for the things they purchase. There is an idea huh?

How do we enforce it? Take away a drivers license, dont allow them to apply for more credit cards they will never pay off. Health care a problem go and GET A JOB. Part time jobs may not offer health care but in my entire career I have never had a full time job where I didn't get benefits.

It is people like you that believe that "things will work themselves out" and lets just "sit back and enjoy the ride". As an insurance professional one would believe you would understand the need for adequate coverage in all parts of your life. I have a disability policy that costs me a whopping $11 per month...I know I know that is outrageous.

In California the fine for driving with no insurance is a revoked license, up to $1000 fines, and suspended registration. Obviously there are different penalties in different states.

If you injure yourself on the job your work comp kicks in so lets not even bring that into the subject.

Is an insurance company assuming all of the liability and risks? Not when 80% of people who have disability insurance in place never use the benefit. Instead my SS and SSDI benefits will be less than what I have coming to me should I have a permanent disability, gee that sounds wonderful, I insure myself adequately AND pay for all others who don't, your right that sounds incredibly fair.