Posted On: April 1, 2007, 12:12 am CDT

Posted By: Chris

Granted, stupid behavior causes a few disabilities. Accidents cause others. Certain heroes in our country, police, fire, rescue, and military, get disabled daily, others killed outright. The consequences can be magnified by poor behavior choices such as running up one's credit cards and not having savings. However, it also needs to be considered that a good many people don't get short or long term disability insurance at work. I am lucky I do, even though only the occasional cruise ship illness keeps me home and only for a day, disability can happen to anyone, especially as they get older, or heavier. A woman might become pregnant and have to go on bed rest. Pregnancies in some cases are caused during the commission of sexual assault. Disability is a fact of life and even if people are doing all they can to prepare for the unexpected, they need some help like private DI.