Posted On: June 5, 2007, 10:53 pm CDT

Posted By: wudchuck

although, it was ruled in favor of the insurance company....what i have yet to figure out, is why is so important that we have to use credit to determine a risk for insurance...if someone has bad credit, yes, it not good to loan them money...but is not insurance based on driving?..it's not based on if that vehicle is going to be fraudlent for a claim...although insurance companies like to use the law of large numbers, where does it end...we can always say that a cup is half full or half empty...i sometimes think we go to far thinking that folks are out for money...in many cases every company has an siu and each state as a fraud unit to catch those folks...insurance should be based 80% on driving...