Posted On: June 11, 2007, 4:08 pm CDT

Posted By: Drake

What provisions are there for victims of identity theft? My score went from 720 down to 540 about 3 years ago when my identity was stolen. I have spent hours upon hours writing letters and sending the police report to the CRAs and creditors/collections etc. ever since then but my score is now only 580. I am ready to just give up and say to heck with it. I'll just pay cash from now on but unfortunately I will still get penalized for things like car & homeowners insurance. Before you know it they'll be using this FICO score to raise my eletricity per hour watt rate. Bottom line is that statistics can be used to justify anything, i.e. global warming, horse racing, end of the world, hurricanes etc. Any good statistician can produce statistical results substainiating the desired outcome of the one requesting the study.