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FTC Finds Use of Credit Helps Consumers, Insurer Group Says

National News • July 20, 2007
The Federal Trade Commission's (FTC) study of automobile insurers' use of credit has reaffirmed the strong connection between credit information and the risk of loss and has determined that its ...

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Subject: who does credit scoring really hurt

Posted On: July 23, 2007, 9:02 am CDT
Posted By: roundtable
Comment:
Having seen the effect of credit scoring on premium my concern from a societal view is that it has created a situation for young adults and people with poor credit were they can no longer afford to have insurance. They either do not buy insurance or purchase minimum coverages. The consequences of which are dire. As a part of the insurance industry,, I guess I shouldn't care, until my car is hit by an uninsured motorist. maybe people with poor credit won't buy insurance anyway, but if they can't afford insurance and my insurance company pays for an unisured claim aren't my rates going to go up eventually anyway?
Having a good score helps me though and I like it.
Subject Posted By Posted On
RE: RE: RE: RE: RE: RE: FAIR?! jc
Jul 30, 2007, 2:04 pm
RE: RE: RE: RE: RE: FAIR?! Nobody Important
Jul 26, 2007, 3:33 pm
RE: RE: RE: RE: FAIR?! JC
Jul 26, 2007, 3:15 pm
RE: RE: RE: FAIR?! Nobody Important
Jul 26, 2007, 2:31 pm
RE: FAIR?! wudchuck
Jul 26, 2007, 12:13 pm
RE: RE: FAIR?! JC
Jul 26, 2007, 9:59 am
RE: FAIR?! Nobody Important
Jul 25, 2007, 9:57 pm
FAIR?! wudchuck
Jul 23, 2007, 4:28 pm
RE: RE: FTC Stat Guy
Jul 23, 2007, 2:40 pm
The Good - The Bad DWT
Jul 23, 2007, 1:02 pm
RE: RE: RE: FTC TruthBeTold
Jul 23, 2007, 12:24 pm
RE: RE: FTC NTXCoog
Jul 23, 2007, 11:49 am
RE: RE: RE: FTC CB
Jul 23, 2007, 10:47 am
Question... Nebraskan
Jul 23, 2007, 9:34 am
really hurt
Jul 23, 2007, 9:09 am
The Federal Trade Commission's -COMPLICITY SOMETHING THAT PROTECTS
Jul 23, 2007, 9:06 am
who does credit scoring really hurt roundtable
Jul 23, 2007, 9:02 am
RE: RE: FTC Noboby Important
Jul 22, 2007, 6:22 pm
RE: FTC wudchuck
Jul 22, 2007, 6:15 am
RE: RE: RE: FTC Noboby Important
Jul 21, 2007, 9:37 pm
RE: RE: RE: RE: RE: FTC Noboby Important
Jul 21, 2007, 9:33 pm
RE: RE: FTC CB
Jul 21, 2007, 8:46 pm
RE: FTC wudchuck
Jul 21, 2007, 7:45 am
RE: RE: RE: RE: FTC CB
Jul 20, 2007, 7:57 pm
RE: RE: RE: RE: FTC NTXCoog
Jul 20, 2007, 4:01 pm
RE: credit scoring for auto insurance NTXCoog
Jul 20, 2007, 3:45 pm
RE: RE: RE: FTC A FRIEND
Jul 20, 2007, 3:41 pm
RE: RE: RE: FTC Nobody Important
Jul 20, 2007, 3:09 pm
RE: RE: FTC CB
Jul 20, 2007, 2:33 pm
RE: FTC Nobody Important
Jul 20, 2007, 2:24 pm
RE: credit scoring for auto insurance JB
Jul 20, 2007, 2:23 pm
RE: FTC JB
Jul 20, 2007, 2:18 pm
credit scoring for auto insurance chuck baker
Jul 20, 2007, 1:57 pm
FTC Peter Polstein
Jul 20, 2007, 1:43 pm
FTC Peter Polstein
Jul 20, 2007, 1:43 pm
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