Posted On: August 7, 2007, 1:14 pm CDT

Posted By: Mark

adjusterjoe,

It does not matter whether the claim is for a little roof damage or a total loss, it still counts as a claim. The insurer still has to investigate it and close it, even if it is not a covered loss.

Settled does not mean everyone is happy, it means there is no dispute between the insured and the insurer as to the final settlement. The insured may still be mad because he/she did not get the money they had hoped for, but the claim is settled.

If you can't agree on these two points, without ranting about State Farm and how they are such an evil company because they did not get 100% of the claims exactly right, then your opinions mean nothing to me.

You must live your life in constant misery due to your unrealistic expectations of 100% perfection.

P.S. You need to keep an eye on the developments in Nationwide v. Leonard. It seems the Fifth Circuit Court of Appeals heard arguments on Monday dealing with the anti-concurrent causation clause. You stated some time ago that Judge Senter had ruled it null and void and that was the end of it. Apparently not!

Check out http://www.insurancecoverageblog.com/ for the opinion of someone more smarter than I is...