Posted On: August 9, 2007, 4:16 pm CDT

Posted By: chrome

You two guys obviously are on the denying side of claims irrelavent of what a court rules in favor of or not.

Hauling in engineers to determine evidence to deny coverage of a loss is a last ditch effort to deny what is rightfully owed on large payouts.

An (insured) is entitled to fair and equitable settlement based on the declarations within the policy in a reasonable amount of time.
The insured either buys more coverage than they need if they can afford it or they buy just enough to cover them if they are devastated.These are the people that are denied coverage the most.

I don't see any agents saying to an potential client that they shouldn't buy a house in this area. It is prone to flooding,hurricanes,snow,hail or whatever may be the case.No you sell them a policy and when it comes time to collect on it you give them a song and dance of how this and that is not covered.

An insurance policy is or was considered a contract of utmost good faith.Has that changed? This is obviously not the case anymore based on Sam and Nobody's statements.

Please let me know so that I can go to my agency and cough over some more money for some high positioned person or agent working on commission to line their pockets more so.
I've always said an insurance policy doesn't tell you what it covers only what it doesn't.

What adjuster joe keeps saying to you is right on the money and YOU guys don't want to accept the reality of it.
Instead you turn rude and unprovoked comments and insults.
If SF tries to screw the policy holder obviously they will win by hiring people to represent their cause after all they've taken the average persons money for premium payment.The average person doesn't have the time or the money to fight large companies in court.
It's good thing people like adjuster joe and myself are around to help try and resolve a claim fairly otherwise more people would be screwed.

Again,the insurance company should pay what's owed nothing more nothing less.