Posted On: September 30, 2007, 8:18 am CDT

Posted By: wudchuck

i beg to differ that the industry is out to take money out of your pocket. in the first place, it is a business. secondly it is there for your protection pending how much you want to be protected for. i work in the industry, and for the most part that i have seen, majority of the industry is not sold to make a major profit. the issue we deal with more often is how well do you drive and how many folks are driving without insurance! far too many folks that drive think because they have just tickets and no accidents, they should be lest costly. in reality, they can be more of a risk than the person whom just recently had an accident. the other issue, is why are we gladly handing out driver's licenses to folks whom may never get insurance for a vehicle they may or may not own. i am glad that north carolina makes it mandatory just to have a license you have to show proof of insurance. but then again, many get the insurance and shortly after getting their license they drop the insurance. but, they don't realize, that the state suspends licenses for no insurance with a license. yet most folks think they are ok! i think we need to make all drivers show proof of insurance before they get a license or PERMIT! if we get that, we will find rates getting better.