Posted On: September 28, 2007, 1:30 pm CDT

Posted By: Native South Floridian

You say that I should have to pay astronomical rates to live in sunshine and sand? I was born here, my parents were born here, part of my family has been in the State of FL since the Civil War. Just because I live in FL doesn't mean I am well to do and can afford the outrageous insurance & tax rates. Florida isn't all made of $$. It is the northererns who will pay high prices for property; and have taken advantage the native Floridians. The year round residents (teachers, nurses, bank tellers, construction, insurance agents, etc) in FL cannot afford to buy a house because the wealthy northerns are willing to pay millions for a small piece of property. Shame on you for stereo-typing. I am the middle class who has an office job and can barely afford to live here. I would have to agree with Dawn, the majority of wind catastrophes this yr have not been in Florida this yr- Lets think about this... Texas, Mississippi, Louisanna, Alabama, Kentucky, Kansas, Oklahoma, I am sure if I googled tornadoes hits this year the list of other states could go on. Just wait for the private insurers to pull out of your state because your state is too much of a risk. Are you saying you do not have a wind hazard because you live in a landlocked state- do you not have tornadoes? Florida has one year, 2004, of hurricanes that left thousands of people with nothing. The business owners in my community can no longer afford to stay open due to the high insurance rates. After 20 yrs in business they are having to close their doors, and do what??Comprehend this, your property insurance for your business goes from $2,000 yr to $20,000 yr... Or how about this, your homeowner's insurance goes from $950 yr to $8,000 yr. Just wait its only a matter of time....