Posted On: January 14, 2008, 12:57 pm CST

Posted By: Chad Balaamaba

before we villainize another carrier with incomplete info, can we get all the facts here? If this is a Washington policy, most carry $10000 PIP, right? Wouldn't a large chunk of that coverage already be gone by the time the victim saw the specialist (and after tests, including MRI, not cheap) who recommended surgery? I have yet to see anyone show what level of coverage this lady had; all I see is she 'thought' she had $18000 left; ok, $18000 of what? You don't know how many times I've had phone calls from medical providers telling me they won't perform something unless I approve it; no, we don't preapprove. If its necessary and related, send the paperwork to prove same.