McCain Pushes Tax Credit, Choice as U.S. Health Care Fix
National News • April 30, 2008
Republican presidential candidate John McCain called Tuesday for greater competition for health care coverage for Americans, saying more choices for insurance will drive down costs and improve the ...
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Subject: RE: Adverse Selection & Comprehensive - everybody pays
Posted On: May 18, 2008, 1:44 pm CDT
Posted By: Kent
Comment:
RAD and Whimp Stomper have got it pegged correctly! I've been an agent for 29 years now and am getting tired of my long time customers that have not been paying for health insurance come crying to me about how they are now in the 50s, are having health problems and will lose everything they have accumulated unless they can fool some insurance company into giving them coverage. If they had been paying into the system like responsible people then, they wouldn't be in this mess. It was more important for them to spend their health insurance money on non-esstential 'toys' that the average person doesn't have. I understand that not all non-insured people can afford coverage and just don't want to spend the money but, far too many do. The ones that can't are usually already on Medicaid. The pre-existing condition fear factor is the best tool I have to get them to start a health insurance plan and keep it in force. If necessary, I refer them to the state health plan offered here in Texas but, it has high deductibles and premiums - PAY NOW or PAY LATER is my motto.
It will take years to get everybody insured. I say make people that has health problems and can't qualify for normal plans enroll in either state sponsored plans or Medicaid BUT, make them pay high rates and have high deductibles during a penalty period.
I agree with Whimp Stomper that we must get the kids insured at an early age.
Bottom line - the biggest problem is everybody needs to pay into the health care system one way or another to keep the costs down - it simply gives us a bigger pot of money to pay claims with. Tort reform is also a must. And yes, it concerns me that my doctor drives new and expensive cars - I personnally think he is making too much money regardless of the length of his education.
John McCain - I'm voting for him because he is the best qualified to be our commander-in-chief but, I don't agree with him on health care. Besides, the senators and house repres have more say so in drafting health insurance laws - not the president.
Subject: RE: Adverse Selection & Comprehensive - everybody pays
It will take years to get everybody insured. I say make people that has health problems and can't qualify for normal plans enroll in either state sponsored plans or Medicaid BUT, make them pay high rates and have high deductibles during a penalty period.
I agree with Whimp Stomper that we must get the kids insured at an early age.
Bottom line - the biggest problem is everybody needs to pay into the health care system one way or another to keep the costs down - it simply gives us a bigger pot of money to pay claims with. Tort reform is also a must. And yes, it concerns me that my doctor drives new and expensive cars - I personnally think he is making too much money regardless of the length of his education.
John McCain - I'm voting for him because he is the best qualified to be our commander-in-chief but, I don't agree with him on health care. Besides, the senators and house repres have more say so in drafting health insurance laws - not the president.