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State Regulators Call for More Study of Credit Scoring Use in Insurance

National News • May 28, 2008
State regulators recently told Congress that more study of the use of credit scoring by insurance companies is needed to determine if the practice is unfairly discriminatory. "As state regulators, ...

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Subject: RE: Why credit-based insurance scores work

Posted On: May 28, 2008, 5:07 pm CDT
Posted By: Az Agent
Comment:
What you are saying doesn't really make sense-in short, you are saying that if someone has 3 cars, but is making some amount less, chooses to only insure say 2 cars and leave the 3rd uninsured. I don't run into too many clients who do that-usually responsible folks buy insurance for their vehicles, but may cut back coverages. Other folks will make the choice to just not buy insurance at all for any vehicle they own. They are also the ones who will opt out of buying HO and medical cover either because they don't feel that insurance is a good value or there are some folks who still don't believe in insurance and there are more of those than you might think. Its a weird world out there when folks act like that.
Subject Posted By Posted On
insurance and credit scores bob demaro
Jun 3, 2008, 11:20 am
RE: The practice should be banned... llcj
Jun 2, 2008, 2:11 pm
RE: RE: The Bottom Line Dustin
Jun 2, 2008, 6:43 am
RE: The Bottom Line Johnny Boy
May 30, 2008, 4:36 pm
The Bottom Line Dr Fill
May 30, 2008, 4:15 pm
RE: RE: RE: Six Points on Scoring, Plus One NTXCoog
May 29, 2008, 5:55 pm
RE: RE: Insurance vs. Loans Buckeye
May 29, 2008, 4:15 pm
RE: Insurance vs. Loans Peter Donovan
May 29, 2008, 3:40 pm
RE: RE: Six Points on Scoring, Plus One Johnny boy
May 29, 2008, 3:37 pm
The practice should be banned... Peter Donovan
May 29, 2008, 3:37 pm
RE: Six Points on Scoring, Plus One Rachel
May 29, 2008, 1:42 pm
RE: Six Points on Scoring, Plus One Driving While Female & Black
May 29, 2008, 1:36 pm
Six Points on Scoring, Plus One Bill Rempel
May 29, 2008, 1:13 pm
RE: RE: To Buckeye - The issue is about compassion for the p Eb Hales
May 29, 2008, 12:31 pm
RE: To Buckeye - The issue is about compassion for the poor Buckeye
May 29, 2008, 12:23 pm
Other Variables utilizing income NTXCoog
May 29, 2008, 12:22 pm
credit scores Eb Hales
May 29, 2008, 12:09 pm
RE: To Buckeye - The issue is about compassion for the poor jasper
May 29, 2008, 12:04 pm
To Buckeye - The issue is about compassion for the poor Mike
May 29, 2008, 11:08 am
Why scores predict: rate it out yourself Patrick Butler
May 29, 2008, 10:57 am
A little honesty would be nice Buckeye
May 29, 2008, 10:55 am
RE: RE: Credit Gef
May 29, 2008, 10:36 am
RE: Credit "among other factors" Joe B
May 29, 2008, 10:25 am
A good point Mike
May 29, 2008, 9:28 am
an interesting point caffiend
May 29, 2008, 9:09 am
RE: WHAT! Nobody Important
May 29, 2008, 8:21 am
McCarty Sherry
May 29, 2008, 8:21 am
Blame Bush for credit checks and towing uninsured cars. Rochester
May 29, 2008, 8:08 am
WHAT! Darwin
May 29, 2008, 7:43 am
RE: RE: RE: RE: RE: Why credit-based insurance scores work Dustin
May 29, 2008, 7:08 am
RE: RE: RE: RE: Why credit-based insurance scores work frustrated
May 29, 2008, 2:08 am
RE: RE: RE: Why credit-based insurance scores work Gill Fin
May 29, 2008, 1:42 am
RE: RE: Why credit-based insurance scores work frustrated
May 29, 2008, 1:15 am
RE: Why credit-based insurance scores work Gill Fin
May 28, 2008, 7:43 pm
RE: Why credit-based insurance scores work Az Agent
May 28, 2008, 5:07 pm
Why credit-based insurance scores work Patrick Butler
May 28, 2008, 4:19 pm
RE: RE: Insurance vs. Loans Big Country
May 28, 2008, 3:22 pm
RE: Insurance vs. Loans NTXCoog
May 28, 2008, 3:13 pm
RE: RE: RE: RE: McCarty matt
May 28, 2008, 2:43 pm
RE: RE: RE: McCarty matt
May 28, 2008, 2:41 pm
govt officials Chad Balaamaba
May 28, 2008, 2:15 pm
Credit Scores and Pricing Fred Revello
May 28, 2008, 2:12 pm
Insurance vs. Loans Confused
May 28, 2008, 1:17 pm
RE: RE: McCarty Big Country
May 28, 2008, 1:03 pm
RE: McCarty SWFL Mark
May 28, 2008, 12:22 pm
McCarty Big Country
May 28, 2008, 11:28 am
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