Posted On: June 12, 2008, 9:04 am CDT

Posted By: SP

We, in insurance, may seem a bit jaded. True. Unfortunately it is not without merrit. When you are in an industry that the "Public", in most cases, only uses because they are required by loans and laws. And the "Public", ie. media, politicians, consumer advocate groups spend a great many hours making our industry seem like the bad guy out to steal premium $$ and not pay claims. On top of that, most agents that have been doing this for more than a year, learn first hand how much fraud there is in this industry from some clients & some agents. (But we all know that the bad minority makes the good majority look bad, in ALL cases.) Its hard to keep smiling when another consumer advocate trys to tell everyone that price is all tha matters.

Most agents spend their entire career trying to explain to clients that you get what you pay for. If you shop only for the cheepest price, then you will not get the protection that you need, when you needed it. If you shop for coverage, sure you may pay a little more, but wouldn't rather have you home, car, business, etc protected when there is the disaster that wipes you out.

So if you look at insurance in that light, we may seem out of joint, but it is not without merrit.