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Insurance Agents, Travelers, Nationwide Urge Coastal Wind Policy

National News • July 16, 2008
Travelers, Nationwide Mutual and two leading national insurance producer organizations are supporting a plan they say will make private windstorm insurance more affordable and available in coastal ...

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Subject: RE: Actuarially sound rates

Posted On: July 16, 2008, 4:28 pm CDT
Posted By: Andrew
Comment:
Peony, I still don't understand why someone should be subsidized on their insurance. Rates should reflect the risk. The markets will factor in the costs to own, and adjust the property values accordingly. In your example, if the property is the homestead, I suspect, even with property values down, the value is many multiples of the owner's original cost of the property so there is plenty of equity to borrow against if they so choose.

I would like to own a lake front home in my area, however I cannot afford it. How about you subsidize my purchase and help me pay for it? A person should only live or own property in areas that they can afford.
Subject Posted By Posted On
RE: Reply to Dawn Dawn
Jul 21, 2008, 9:02 am
Re: reply to an interested party Blue Bird
Jul 21, 2008, 8:24 am
Reply to Dawn An Interested Party
Jul 18, 2008, 4:32 pm
RE: Federal Windstorm Program Dawn
Jul 18, 2008, 1:11 pm
Federal Windstorm Program An Interested Party
Jul 18, 2008, 12:50 pm
RE: RE: RE: RE: RE: Actuarially sound rates Dawn
Jul 18, 2008, 7:54 am
RE: RE: RE: RE: Actuarially sound rates Chuck
Jul 17, 2008, 9:12 pm
RE: Actuarially sound rates Peony
Jul 17, 2008, 2:44 pm
RE: RE: RE: Actuarially sound rates Dawn
Jul 17, 2008, 2:28 pm
RE: RE: Actuarially sound rates Andrew
Jul 17, 2008, 1:40 pm
RE: RE: RE: RE: Actuarially sound rates Jon the Agent
Jul 17, 2008, 12:19 pm
Travelers Coastal Program An Interested Party
Jul 17, 2008, 12:17 pm
RE: RE: RE: RE: Actuarially sound rates Desert Dweller
Jul 17, 2008, 12:01 pm
RE: RE: RE: Actuarially sound rates Dawn
Jul 17, 2008, 9:18 am
RE: RE: Actuarially sound rates Iowaboy
Jul 17, 2008, 8:45 am
RE: RE: RE: RE: Nothing more than a taxpayer bailout Sales Guy
Jul 17, 2008, 7:29 am
RE: Re: Curious Chuck
Jul 16, 2008, 9:13 pm
RE: RE: RE: Nothing more than a taxpayer bailout Chuck
Jul 16, 2008, 9:04 pm
RE: Actuarially sound rates Ken
Jul 16, 2008, 5:43 pm
RE: Actuarially sound rates Andrew
Jul 16, 2008, 4:28 pm
RE: Re: Curious Anon
Jul 16, 2008, 3:16 pm
Re: Curious Peony
Jul 16, 2008, 2:18 pm
RIGHT....... Chip
Jul 16, 2008, 2:15 pm
Welfare vs Insurance
Jul 16, 2008, 2:14 pm
RE: RE: Actuarially sound rates Curious
Jul 16, 2008, 2:02 pm
A Solution is Needed Mongoose
Jul 16, 2008, 1:44 pm
RE: Actuarially sound rates Peony
Jul 16, 2008, 1:24 pm
RE: Actuarially sound rates
Jul 16, 2008, 1:19 pm
Actuarially sound rates Peony
Jul 16, 2008, 1:16 pm
RE: RE: Nothing more than a taxpayer bailout Ellen
Jul 16, 2008, 12:52 pm
RE: Nothing more than a taxpayer bailout John
Jul 16, 2008, 12:48 pm
RE: Nothing more than a taxpayer bailout Ellen
Jul 16, 2008, 12:45 pm
Nothing more than a taxpayer bailout Chuck
Jul 16, 2008, 12:30 pm
Commercial risks Buck
Jul 16, 2008, 12:29 pm
Commercial Mark
Jul 16, 2008, 11:34 am
2 missing elements John
Jul 16, 2008, 6:13 am
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