Posted On: August 19, 2008, 2:37 pm CDT

Posted By: B. O'Bama

I have to hand it to the prof, he almost got it, but he didn't share resources properly. Under my plan, I guarantee that anyone making a claim will share all proceeds equally, and claim payments will be determined by the amounts available to pay claims divided by the number of claims in a year. My plan may lower settlement amounts by 50% or more. I know what you're thinking, what about my pain and suffering, my medical bills, etc. First of all, under my plan, everyone gets paid. Additionally, medical bills will be covered under my universal plan. All you have to give up is a bit of pain/suffering, but we all share alike under this plan. This will also assist the insurers, as they will have a much better idea of what claims are to be paid.

I also have a plan to guarantee customer satisfaction for insurance companies: it's simple, if you are not satisfied, you don't pay your premium! You only pay your premium at the end of the policy cycle, and only if you are satisfied. That way all carriers will have to provide the ultimate in service, otherwise the customer walks...imagine what would have happened after Katrina...better service!