Posted On: November 7, 2008, 3:23 pm CST

Posted By: nobody important

Here I thought that because an insurance policy had been designed to cover a specific exposure, filed and accepted by the state insurance departments and ruled on by the courts, that it would be a legal product. Silly me, thinking that every contract should extend to whatever coverage you want, even if it wasn't designed to cover that exposure and you never paid for covering that exposure. It's only because insurance executives make too much money according to your post. You have no logic or common sense. I will not say all executives are moral people, that would not make sense. On the other hand, they are not all evil. You are a nut case.