National News
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Insurers' Use of Credit Scores Faces Renewed Scrutiny by Regulators
National News • March 17, 2009
The National Association of Insurance Commissioners (NAIC) has adopted a proposal to review the use of credit-based insurance scoring.
The NAIC said it will convene a public hearing to take ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: credit score | Mike F | Mar 23, 2009, 7:14 pm |
| No I think it's wtfchuck | Lawyer | Mar 23, 2009, 4:26 pm |
| Credit Scoring and Ratings | Realist | Mar 23, 2009, 4:17 pm |
| RE: RE: RE: Credit Scoring and Ratings | wudchuck | Mar 23, 2009, 4:04 pm |
| RE: RE: RE: RE: Credit Scoring and Ratings | AGENCY PRINCIPLE | Mar 23, 2009, 1:08 pm |
| RE: RE: RE: Credit Scoring and Ratings | adirondacker | Mar 23, 2009, 12:54 pm |
| RE: RE: Credit Scoring and Ratings | wudchuck | Mar 23, 2009, 11:52 am |
| RE: Credit Scoring and Ratings | Adirondacker | Mar 23, 2009, 11:21 am |
| Credit Scoring and Ratings | Roger | Mar 23, 2009, 9:51 am |
| RE: RE: ... but it's not my fault that I have 10 speeding ti | Stat Guy | Mar 20, 2009, 7:37 am |
| RE: ... but it's not my fault that I have 10 speeding ticket | NotSmartNuff | Mar 18, 2009, 2:05 pm |
| ... but it's not my fault that I have 10 speeding tickets... | Adirondacker | Mar 18, 2009, 12:28 pm |
| RE: RE: RE: future claims | Stat Guy | Mar 18, 2009, 11:32 am |
| RE: RE: future claims | wudchuck | Mar 18, 2009, 11:00 am |
| RE: CREDIT SCORING | zam boot | Mar 18, 2009, 10:24 am |
| JUST ANOTHER BAILOUT | Bill | Mar 18, 2009, 9:46 am |
| RE: future claims | Stat Guy | Mar 18, 2009, 7:45 am |
| RE: Credit Scoring and the Criminal | NotSmartNuff | Mar 17, 2009, 5:28 pm |
| use of credit scores and pricing | Fred Revello | Mar 17, 2009, 5:23 pm |
| Credit Scoring and the Criminal | Reverend-CPCU,CLU,FLMI | Mar 17, 2009, 4:29 pm |
| RE: Okay, they now want to bankrupt the insurance industry | Kool-Aid Vendor | Mar 17, 2009, 4:28 pm |
| statistics | wudchuck | Mar 17, 2009, 4:24 pm |
| RE: Cadoo - It's easy really...12:48 PM | Really Quite Simple | Mar 17, 2009, 4:24 pm |
| RE: Okay, they now want to bankrupt the insurance industry | Expert | Mar 17, 2009, 4:18 pm |
| Wudcheck- nothing's perfect | Realist | Mar 17, 2009, 2:29 pm |
| GEICO & PGR Direct & credit scoring | Rick | Mar 17, 2009, 2:24 pm |
| credit score | wudchuck | Mar 17, 2009, 2:21 pm |
| Okay, they now want to bankrupt the insurance industry | EGoyle | Mar 17, 2009, 1:48 pm |
| RE: It's easy really... | Bluemax | Mar 17, 2009, 1:48 pm |
| RE: Throw reality and common sense out of the window | nobody important | Mar 17, 2009, 1:46 pm |
| CREDIT SCORING | AGENCY PRINCIPLE | Mar 17, 2009, 1:44 pm |
| Throw reality and common sense out of the window | Realist | Mar 17, 2009, 1:40 pm |
| RE: RE: It's easy really... | Mandy | Mar 17, 2009, 1:39 pm |
| RE: RE: It's easy really... | bryan | Mar 17, 2009, 1:35 pm |
| RE: It's easy really... | Chris | Mar 17, 2009, 1:25 pm |
| RE: RE: It's easy really... | Dustin | Mar 17, 2009, 1:21 pm |
| RE: It's easy really... | wudchuck | Mar 17, 2009, 1:06 pm |
| It's easy really... | Cadoo | Mar 17, 2009, 12:48 pm |
| Future claims | anonymous | Mar 17, 2009, 12:48 pm |
| future claims | wudchuck | Mar 17, 2009, 12:36 pm |
| Citations??? | matt | Mar 17, 2009, 8:40 am |
| Back to article | ||
Subject: RE: Cadoo - It's easy really...12:48 PM
Ain't it just great, ain't it just wonderful when those of us who make up the vast unwashed masses finally receive vindication?
You anal retentive types just don't get it do you? Just because you think a thought doesn't mean that it's valid, that it needs to be put into the rating procedure manual, or even voiced.
If you would have read the article you would have understood that the collapse of the credit markets, and the consequential lowering of credit scores, is impacting more and more insureds.
Now, are you really suggesting that these folks, who 8 months ago sported 750+ scores and are now considering short sales of their homes have lost all sense of responsibility and are, therefore, higher risks?
You really are funny. You're probably one of those high quality profiles who's rates the insurers are subsidizing by using credit scores to justify higher premium to the less credit worthy. To top it off, I'll go so far as to suggest that you are one of those who uses his cell phone while driving. LOL.