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Insurers' Use of Credit Scores Faces Renewed Scrutiny by Regulators

National News • March 17, 2009
The National Association of Insurance Commissioners (NAIC) has adopted a proposal to review the use of credit-based insurance scoring. The NAIC said it will convene a public hearing to take ...

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Subject: Credit Scoring and Ratings

Posted On: March 23, 2009, 9:51 am CDT
Posted By: Roger
Comment:
Credit scoring and claims has never been accurate. This practice will lead to problems. Credit scores do not take into effect ability to pay debts. Therefore, you lump anyone with a late payment into another class the credit scoring was meant to protect. Therefore, the people that need help get penalized and have to pay more, while those that can afford to pay more actually pay less. A very awkward way to structure things. There has to be a better way for this to be rated!
Subject Posted By Posted On
RE: credit score Mike F
Mar 23, 2009, 7:14 pm
No I think it's wtfchuck Lawyer
Mar 23, 2009, 4:26 pm
Credit Scoring and Ratings Realist
Mar 23, 2009, 4:17 pm
RE: RE: RE: Credit Scoring and Ratings wudchuck
Mar 23, 2009, 4:04 pm
RE: RE: RE: RE: Credit Scoring and Ratings AGENCY PRINCIPLE
Mar 23, 2009, 1:08 pm
RE: RE: RE: Credit Scoring and Ratings adirondacker
Mar 23, 2009, 12:54 pm
RE: RE: Credit Scoring and Ratings wudchuck
Mar 23, 2009, 11:52 am
RE: Credit Scoring and Ratings Adirondacker
Mar 23, 2009, 11:21 am
Credit Scoring and Ratings Roger
Mar 23, 2009, 9:51 am
RE: RE: ... but it's not my fault that I have 10 speeding ti Stat Guy
Mar 20, 2009, 7:37 am
RE: ... but it's not my fault that I have 10 speeding ticket NotSmartNuff
Mar 18, 2009, 2:05 pm
... but it's not my fault that I have 10 speeding tickets... Adirondacker
Mar 18, 2009, 12:28 pm
RE: RE: RE: future claims Stat Guy
Mar 18, 2009, 11:32 am
RE: RE: future claims wudchuck
Mar 18, 2009, 11:00 am
RE: CREDIT SCORING zam boot
Mar 18, 2009, 10:24 am
JUST ANOTHER BAILOUT Bill
Mar 18, 2009, 9:46 am
RE: future claims Stat Guy
Mar 18, 2009, 7:45 am
RE: Credit Scoring and the Criminal NotSmartNuff
Mar 17, 2009, 5:28 pm
use of credit scores and pricing Fred Revello
Mar 17, 2009, 5:23 pm
Credit Scoring and the Criminal Reverend-CPCU,CLU,FLMI
Mar 17, 2009, 4:29 pm
RE: Okay, they now want to bankrupt the insurance industry Kool-Aid Vendor
Mar 17, 2009, 4:28 pm
statistics wudchuck
Mar 17, 2009, 4:24 pm
RE: Cadoo - It's easy really...12:48 PM Really Quite Simple
Mar 17, 2009, 4:24 pm
RE: Okay, they now want to bankrupt the insurance industry Expert
Mar 17, 2009, 4:18 pm
Wudcheck- nothing's perfect Realist
Mar 17, 2009, 2:29 pm
GEICO & PGR Direct & credit scoring Rick
Mar 17, 2009, 2:24 pm
credit score wudchuck
Mar 17, 2009, 2:21 pm
Okay, they now want to bankrupt the insurance industry EGoyle
Mar 17, 2009, 1:48 pm
RE: It's easy really... Bluemax
Mar 17, 2009, 1:48 pm
RE: Throw reality and common sense out of the window nobody important
Mar 17, 2009, 1:46 pm
CREDIT SCORING AGENCY PRINCIPLE
Mar 17, 2009, 1:44 pm
Throw reality and common sense out of the window Realist
Mar 17, 2009, 1:40 pm
RE: RE: It's easy really... Mandy
Mar 17, 2009, 1:39 pm
RE: RE: It's easy really... bryan
Mar 17, 2009, 1:35 pm
RE: It's easy really... Chris
Mar 17, 2009, 1:25 pm
RE: RE: It's easy really... Dustin
Mar 17, 2009, 1:21 pm
RE: It's easy really... wudchuck
Mar 17, 2009, 1:06 pm
It's easy really... Cadoo
Mar 17, 2009, 12:48 pm
Future claims anonymous
Mar 17, 2009, 12:48 pm
future claims wudchuck
Mar 17, 2009, 12:36 pm
Citations??? matt
Mar 17, 2009, 8:40 am
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